Exchange XLM to USDC
Лучший курс гарантирован
Мы сравниваем курсы нескольких провайдеров ликвидности в реальном времени и направляем ваш обмен XLM → USDC через самого выгодного.
Поддержка 24/7
Живые люди в Telegram за 3 минуты, в любом часовом поясе. У каждого заказа есть копируемый ID, мы видим тот же статус что и вы.
Некастодиальная безопасность
Ваши XLM идут напрямую на адрес провайдера, USDC поступают на ваш кошелёк. SwapHub никогда не держит ваши средства.
Как обменять XLM на USDC.
Введите сумму XLM
Укажите сколько XLM хотите обменять. Мы покажем точное количество USDC, которое вы получите по текущему курсу.
Вставьте адрес USDC
Адрес вашего кошелька USD Coin. Мы проверяем формат в реальном времени — корректный адрес отмечается галочкой.
Отправьте XLM
Переведите XLM на одноразовый адрес депозита. Откройте его в кошельке одним нажатием — без ручного копирования.
Получите USDC
USDC поступит на ваш кошелёк. Мы никогда не держали ваши средства — некастодиальный обмен от начала до конца.
Why people swap XLM to USDC.
Financial inclusion. XLM is designed for micro-transactions and financial inclusion, making it ideal for cross-border remittances and humanitarian aid. SwapHub allows you to easily convert XLM to USDC for seamless international transfers and support global communities.
Decentralized finance. Stellar's built-in DEX and Soroban smart contracts enable decentralized financial applications. By swapping XLM to USDC, users gain access to a wide range of DeFi services without leaving the Stellar ecosystem.
Regulatory compliance. USDC, issued by Circle, is a highly regulated stablecoin with MiCA-compliance in the EU. Swapping XLM to USDC ensures compliance with financial regulations, making it a safer and more reliable option for institutional and retail investors.
Cross-chain transfers. USDC is natively available on multiple networks including Ethereum, Solana, and Stellar. This makes it easy to move funds between different blockchain ecosystems, providing flexibility and convenience.
О монетах.
Stellar is a decentralized open-source blockchain designed for fast and low-cost transactions. Founded by Jed McCaleb, it features the Stellar Consensus Protocol (SCP) and built-in DEX capabilities.
USD Coin (USDC) is a highly regulated stablecoin with a market cap of over $35 billion. Issued by Circle and fully backed by cash and short-term US Treasuries, it is preferred by institutions and US-based platforms due to its regulatory compliance and native support on multiple blockchain networks.
Частые вопросы.
01 What's the current XLM to USDC exchange rate?
Right now 1 XLM equals about USDC. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your XLM arrives at the deposit address.
02 How long does an XLM to USDC swap take?
Average end-to-end time is about 5 minutes. The main variable is XLM network confirmation speed — typically 3–5 seconds. You can track progress in real time on the swap page.
03 Which XLM networks are supported?
SwapHub supports XLM on the Stellar mainnet. This network offers virtually free transactions with fees ranging from approximately $0.00001. For cross-chain transfers, USDC is natively available on multiple networks including Ethereum, Solana, and Stellar.
04 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $0.10–$1.00 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate.
05 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
06 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for USDC and any applicable fee on the XLM network.
07 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra USDC at the locked rate. Sending a different coin to the XLM address is recoverable but requires contacting support.
08 Can I swap XLM to USDC inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
09 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.
10 Which Stellar network supports XLM to USDC swaps?
XLM to USDC swaps on SwapHub use the Stellar mainnet.