Exchange USDC to DAI

Right now 1 USDC equals about 0.827000 DAI. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your USDC arrives at the deposit address, which is influenced by factors such as supply and demand, and the performance of the underlying assets backing USDC and DAI.

Average end-to-end time is about 5 minutes. The main variable is the confirmation time of the USDC network, which typically ranges from a few seconds to a few minutes depending on the network (Ethereum, Solana, Arbitrum, Base, Polygon, Avalanche, Stellar). You can track progress in real time on the swap page.

SwapHub supports USDC on all major networks available through our liquidity providers: Ethereum, Solana, Arbitrum, Base, Polygon, Avalanche, and Stellar. The exact network you use will depend on your source wallet, but the cheapest option is highlighted automatically.

Minimums vary by pair and are shown before you confirm — typically around $10–$20 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate. The typical USDC network fee ranges from $0.10 to $1.50 per transaction.

Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.

SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for DAI and the typical USDC network fee (typically $0.10 to $1.50 per transaction).

If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra DAI at the locked rate. Sending a different coin to the USDC address is recoverable but requires contacting support.

Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.

SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.

Swapping USDC to DAI is particularly useful for institutional users and platforms looking for a regulated stablecoin with strong regulatory compliance. It's also beneficial for cross-chain transfers and decentralized finance applications, leveraging the unique features of both USDC and DAI.