Exchange USDT to XMR
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your USDT → XMR swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your USDT moves directly to the provider's deposit address, XMR arrives at your wallet. SwapHub never holds your funds.
Live market snapshot.
Today's USDT → XMR rate.
1 USDT is currently worth 0.001738 XMR — that is about $0.653749 at the current XMR price of $376.1500. Over the last 24 hours, XMR has moved +6.44%. SwapHub compares this rate across multiple liquidity providers and routes your order through the one offering the highest net XMR received.
How much will I get.
Live rate applied to common amounts — updated every 60 seconds.
| 1 USDT | 0.001738 XMR |
| 10 USDT | 0.017380 XMR |
| 50 USDT | 0.086900 XMR |
| 100 USDT | 0.173800 XMR |
| 500 USDT | 0.869000 XMR |
| 1000 USDT | 1.7380 XMR |
| 5000 USDT | 8.6900 XMR |
| 10000 USDT | 17.3800 XMR |
| 50000 USDT | 86.9000 XMR |
| 100000 USDT | 173.8000 XMR |
| 1 XMR | 575.3740 USDT |
| 5 XMR | 2876.87 USDT |
| 10 XMR | 5753.74 USDT |
| 50 XMR | 28768.70 USDT |
| 100 XMR | 57537.40 USDT |
| 500 XMR | 287687.00 USDT |
| 1000 XMR | 575373.99 USDT |
| 5000 XMR | 2876869.97 USDT |
| 10000 XMR | 5753739.93 USDT |
| 50000 XMR | 28768699.65 USDT |
How to swap USDT to XMR.
Enter USDT amount
Type how much USDT you want to swap. We'll show the exact XMR you'll receive at the live rate.
Paste XMR address
Your Monero receiving address. We validate the format live — valid addresses show a teal check.
Send your USDT
Transfer USDT to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive XMR
XMR arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap USDT to XMR.
Privacy preservation. Users convert USDT to XMR to ensure complete privacy in their transactions. Monero's ring signatures, stealth addresses, and RingCT technology hide sender, receiver, and transaction amounts, making it impossible to trace the flow of funds.
Avoiding surveillance. In regions with high levels of financial surveillance, swapping USDT to XMR allows individuals to maintain financial sovereignty and avoid monitoring by third parties. This is particularly important for those concerned about data privacy and government oversight.
Delisting pressure. Many centralized exchanges have delisted XMR due to regulatory pressure, making non-custodial platforms like SwapHub the primary on-ramp for acquiring Monero. Users who hold USDT can easily convert it to XMR without the need for a traditional exchange account.
Cost-effective transfers. USDT is the de facto 'dollar of crypto' and is widely accepted across various networks. Swapping USDT to XMR leverages the low fees and fast confirmation times of USDT on networks like Tron (TRC-20, ~$1) and Solana (SPL, <$0.01) to minimize costs while transitioning to a privacy-focused asset.
About the assets.
USDT is the most-traded stablecoin, issued by Tether Limited and pegged 1:1 to the US dollar. Available on multiple networks including Tron, Ethereum, Solana, and more.
Monero is a privacy-focused cryptocurrency that uses ring signatures, stealth addresses, and RingCT to ensure all transactions are private by default. It is the only major cryptocurrency with mandatory privacy features.
Questions people ask.
01 What's the current USDT to XMR exchange rate?
Right now 1 USDT equals about 0.001738 XMR. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your USDT arrives at the deposit address. Factors affecting the rate include market demand, liquidity, and network conditions.
02 Do I need to create an account or pass KYC?
No. SwapHub is non-custodial and accountless. You never give us an email, you never upload ID. Some liquidity providers may ask for verification on unusually large orders — if that applies, you'll see it before committing funds.
03 How long does a USDT to XMR swap take?
Average end-to-end time is about 5 minutes. The main variables are the USDT network confirmation speed and XMR block confirmation time. USDT on Tron confirms in ~3 seconds, while XMR typically requires 10 confirmations (~20 minutes). You can track progress in real time on the swap page.
04 Which USDT networks are supported?
SwapHub supports USDT on multiple networks: Tron TRC-20 (cheapest, ~$1 fee), Ethereum ERC-20 ($2-15), Solana SPL (<$0.01), Arbitrum, Avalanche, and Polygon. Choose the network that best fits your needs — the cheapest option is highlighted automatically.
05 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $10–$20 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate.
06 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
07 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for USDT and the typical XMR network fee of ~$0.01-$0.05.
08 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra XMR at the locked rate. Sending a different coin to the USDT address is recoverable but requires contacting support.
09 Can I swap USDT to XMR inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, and same providers. Convenient for mobile users who already live in Telegram.
10 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.