Exchange XMR to USDT
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your XMR → USDT swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your XMR moves directly to the provider's deposit address, USDT arrives at your wallet. SwapHub never holds your funds.
Today's XMR → USDT rate.
1 XMR is currently worth 373.9080 USDT. SwapHub compares rates across multiple liquidity providers and routes your order through the one offering the highest net USDT received.
How much will I get.
Live rate applied to common amounts — updated every 60 seconds.
| 1 XMR | 373.9080 USDT |
| 5 XMR | 1869.54 USDT |
| 10 XMR | 3739.08 USDT |
| 50 XMR | 18695.40 USDT |
| 100 XMR | 37390.80 USDT |
| 500 XMR | 186954.00 USDT |
| 1000 XMR | 373908.00 USDT |
| 5000 XMR | 1869540.00 USDT |
| 10000 XMR | 3739080.00 USDT |
| 50000 XMR | 18695400.00 USDT |
| 1 USDT | 0.00267445 XMR |
| 10 USDT | 0.026745 XMR |
| 50 USDT | 0.133723 XMR |
| 100 USDT | 0.267445 XMR |
| 500 USDT | 1.3372 XMR |
| 1000 USDT | 2.6745 XMR |
| 5000 USDT | 13.3723 XMR |
| 10000 USDT | 26.7445 XMR |
| 50000 USDT | 133.7227 XMR |
| 100000 USDT | 267.4455 XMR |
How to swap XMR to USDT.
Enter XMR amount
Type how much XMR you want to swap. We'll show the exact USDT you'll receive at the live rate.
Paste USDT address
Your Tether receiving address. We validate the format live — valid addresses show a teal check.
Send your XMR
Transfer XMR to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive USDT
USDT arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap XMR to USDT.
Preserving privacy. Monero's mandatory privacy features (ring signatures, stealth addresses, RingCT) ensure all transactions are untraceable. Swapping XMR to USDT allows users to maintain privacy while transitioning to a widely accepted stablecoin.
Avoiding surveillance. As XMR is increasingly delisted from centralized exchanges due to regulatory pressure, non-custodial platforms like SwapHub become the primary on-ramp for acquiring and swapping XMR. This helps users avoid surveillance and maintain financial sovereignty.
Flexible network choices. Once converted to USDT, users can choose the most cost-effective network for their needs. For example, TRC-20 USDT on Tron offers extremely low fees (~$1), making it ideal for frequent small transactions or P2P payments.
Stable value for on-chain spending. USDT's 1:1 USD peg provides a stable value for on-chain spending, OTC deals, and salary payments. Swapping XMR to USDT allows users to lock in a stable value while retaining the benefits of a decentralized, non-custodial system.
About the assets.
Monero is a privacy-focused cryptocurrency launched in 2014. It uses ring signatures, stealth addresses, and RingCT to ensure all transactions are private by default. Monero is the only major cryptocurrency with mandatory privacy.
USDT is the most-traded stablecoin, issued by Tether Limited and pegged 1:1 to the US dollar. Available on multiple networks including Tron, Ethereum, Solana, and more, USDT is the de facto 'dollar of crypto'.
Questions people ask.
01 What's the current XMR to USDT exchange rate?
Right now 1 XMR equals about 373.9080 USDT. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your XMR arrives at the deposit address.
02 Do I need to create an account or pass KYC?
No. SwapHub is non-custodial and accountless. You never give us an email, you never upload ID. Some liquidity providers may ask for verification on unusually large orders — if that applies, you'll see it before committing funds.
03 How long does an XMR to USDT swap take?
Average end-to-end time is about 20 minutes. The main variable is Monero network confirmation speed — typically 10 confirmations, which takes about 20 minutes. You can track progress in real time on the swap page.
04 Which XMR networks are supported?
SwapHub supports XMR on the Monero mainnet only. Monero does not have any layer 2 solutions or wrapped versions on other chains, ensuring the highest level of privacy and security.
05 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $10–$20 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate.
06 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
07 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for USDT and a small fee for XMR, typically around $0.01-$0.05.
08 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra USDT at the locked rate. Sending a different coin to the XMR address is recoverable but requires contacting support.
09 Can I swap XMR to USDT inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
10 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.