Exchange USDT to XLM
最佳汇率保证
我们实时比较多个流动性提供商的汇率，并将您的 USDT → XLM 兑换路由到最优惠的提供商。
24/7人工支持
Telegram上的真人，3分钟内回复，任何时区。每个订单都有可复制的ID，我们看到的状态与您相同。
非托管安全
您的 USDT 直接转到提供商的存款地址，XLM 到达您的钱包。SwapHub 从不持有您的资金。
今日 USDT → XLM 汇率。
1 USDT 当前价值 3.6540 XLM。SwapHub 在多个流动性提供商之间比较汇率，并将您的订单路由到最优惠的那个。
我能获得多少。
常见金额的实时汇率 — 每60秒更新。
| 1 USDT | 3.6540 XLM |
| 10 USDT | 36.5400 XLM |
| 50 USDT | 182.7000 XLM |
| 100 USDT | 365.4000 XLM |
| 500 USDT | 1827.00 XLM |
| 1000 USDT | 3654.00 XLM |
| 5000 USDT | 18270.00 XLM |
| 10000 USDT | 36540.00 XLM |
| 50000 USDT | 182700.00 XLM |
| 100000 USDT | 365400.00 XLM |
| 1 XLM | 0.273673 USDT |
| 5 XLM | 1.3684 USDT |
| 10 XLM | 2.7367 USDT |
| 50 XLM | 13.6836 USDT |
| 100 XLM | 27.3673 USDT |
| 500 XLM | 136.8363 USDT |
| 1000 XLM | 273.6727 USDT |
| 5000 XLM | 1368.36 USDT |
| 10000 XLM | 2736.73 USDT |
| 50000 XLM | 13683.63 USDT |
如何将 USDT 兑换为 XLM。
输入 USDT 金额
输入您要兑换的 USDT 数量。我们将按实时汇率显示您将收到的确切 XLM 数量。
粘贴 XLM 地址
您的 Stellar 接收地址。我们实时验证格式 — 有效地址会显示绿色勾号。
发送 USDT
将 USDT 转到一次性存款地址。在钱包中一键打开 — 无需手动复制。
接收 XLM
XLM 到达您的钱包。我们从未持有您的资金 — 从头到尾非托管。
Why people swap USDT to XLM.
Optimizing transfer costs. USDT on Stellar is the most cost-effective way to convert stablecoins to XLM. TRC-20 USDT on Tron incurs a fee of ~$1, while Stellar's native USDT costs virtually nothing. For frequent transfers, XLM offers a cheaper alternative.
Financial inclusion. Stellar's design makes it ideal for cross-border payments and micro-transfers. The low fees and fast confirmations (3-5 seconds) make it perfect for remittances and small-scale transactions, especially in developing regions.
Building decentralized finance. By swapping USDT to XLM, users can participate in the Stellar ecosystem's DEX and smart contracts. XLM's built-in DEX allows for seamless trading of assets, making it a hub for decentralized finance activities.
Global liquidity. Stellar's network is integrated with traditional financial systems through partnerships like MoneyGram. This bridge between crypto and fiat currencies enhances global liquidity, providing a more accessible gateway for those who prefer crypto-based solutions.
关于资产。
USDT is the most-traded stablecoin, issued by Tether Limited and pegged 1:1 to the US dollar. Available on Ethereum, Tron, Solana, Arbitrum, and more.
XLM is the native currency of the Stellar network, founded by Jed McCaleb. It uses the Stellar Consensus Protocol (SCP) and has built-in DEX capabilities, making it ideal for cross-border payments and decentralized finance.
常见问题。
01 What's the current USDT to XLM exchange rate?
Right now 1 USDT equals about 3.6540 XLM. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your USDT arrives at the deposit address.
02 Do I need to create an account or pass KYC?
No. SwapHub is non-custodial and accountless. You never give us an email, you never upload ID. Some liquidity providers may ask for verification on unusually large orders — if that applies, you'll see it before committing funds.
03 How long does a USDT to XLM swap take?
Average end-to-end time is about 5 minutes. The main variable is USDT network confirmation speed — typically 3-5 seconds. You can track progress in real time on the swap page.
04 Which USDT networks are supported?
SwapHub supports USDT on Tron TRC-20, Ethereum ERC-20, Solana SPL, Arbitrum, Avalanche, and Polygon. Pick whichever network your source wallet holds USDT on — the cheapest option is highlighted automatically.
05 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $10–$20 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate.
06 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
07 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for XLM and gas on your chosen USDT network.
08 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra XLM at the locked rate. Sending a different coin to the USDT address is recoverable but requires contacting support.
09 Can I swap USDT to XLM inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
10 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.