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Exchange USDC to XLM

1 USDC = 4.8630 XLM
Quick answer. To swap USDC to XLM on SwapHub: enter the amount, paste your XLM receiving address, send USDC to the one-time deposit address. The exchange is non-custodial, takes around 5 minutes, and requires no KYC, no account, no registration. Current rate: 1 USDC = 4.8630 XLM.
✓24/7 support✓Average 5 min✓No hidden fees✓Non-custodial
在 Telegram 中兑换 USDC → XLM 打开 @swapHUB_com_bot — 完整 Mini App，相同汇率，无需聊天。
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最佳汇率保证

我们实时比较多个流动性提供商的汇率，并将您的 USDC → XLM 兑换路由到最优惠的提供商。

24/7人工支持

Telegram上的真人，3分钟内回复，任何时区。每个订单都有可复制的ID，我们看到的状态与您相同。

非托管安全

您的 USDC 直接转到提供商的存款地址，XLM 到达您的钱包。SwapHub 从不持有您的资金。

刚刚更新

今日 USDC → XLM 汇率。

刚刚更新 · 每60秒自动刷新

1 USDC 当前价值 4.8630 XLM。SwapHub 在多个流动性提供商之间比较汇率，并将您的订单路由到最优惠的那个。

换算表

我能获得多少。

常见金额的实时汇率 — 每60秒更新。

USDC → XLM 实时汇率
1 USDC4.8630 XLM
10 USDC48.6300 XLM
50 USDC243.1500 XLM
100 USDC486.3000 XLM
500 USDC2431.50 XLM
1000 USDC4863.00 XLM
5000 USDC24315.00 XLM
10000 USDC48630.00 XLM
50000 USDC243150.00 XLM
100000 USDC486300.00 XLM
XLM → USDC 实时汇率
1 XLM0.205634 USDC
5 XLM1.0282 USDC
10 XLM2.0563 USDC
50 XLM10.2817 USDC
100 XLM20.5634 USDC
500 XLM102.8172 USDC
1000 XLM205.6344 USDC
5000 XLM1028.17 USDC
10000 XLM2056.34 USDC
50000 XLM10281.72 USDC
四个步骤 · 平均5分钟

如何将 USDC 兑换为 XLM。

步骤 01

输入 USDC 金额

输入您要兑换的 USDC 数量。我们将按实时汇率显示您将收到的确切 XLM 数量。

步骤 02

粘贴 XLM 地址

您的 Stellar 接收地址。我们实时验证格式 — 有效地址会显示绿色勾号。

步骤 03

发送 USDC

将 USDC 转到一次性存款地址。在钱包中一键打开 — 无需手动复制。

步骤 04

接收 XLM

XLM 到达您的钱包。我们从未持有您的资金 — 从头到尾非托管。

为什么选择此交易对

Why people swap USDC to XLM.

Regulated stablecoin. USDC is a fully-backed stablecoin issued by Circle Internet Financial, with monthly attestations by Deloitte. It’s preferred by institutions and US-regulated platforms due to its regulatory clarity and MiCA compliance in the EU. The native CCTP (Cross-Chain Transfer Protocol) allows for seamless and cheap cross-chain movements.

Financial inclusion. Stellar, with its SCP and sub-cent fees, is designed to facilitate financial inclusion. Its MoneyGram partnership makes it ideal for cross-border remittances and humanitarian aid distribution. This makes it a great choice for those looking to transfer funds internationally without high costs.

Institutional use. USDC is often used in DeFi protocols, institutional transfers, and the Coinbase ecosystem. By swapping to XLM, users can benefit from Stellar’s low-cost, fast transactions and its built-in DEX, making it easier to engage in decentralized finance.

Cross-chain efficiency. Both USDC and XLM operate natively on their respective networks. Swapping from USDC to XLM allows for easy and cost-effective cross-chain transfers, leveraging Stellar’s native protocol for fast and efficient movements.

资产介绍

关于资产。

USD Coin (USDC)

USDC (USD Coin) is a fully-backed stablecoin issued by Circle Internet Financial, with monthly attestations by Deloitte. It’s preferred by institutions and US-regulated platforms due to its regulatory clarity and MiCA compliance in the EU.

Stellar (XLM)

XLM (Stellar) is a decentralized cryptocurrency built on the Stellar Consensus Protocol (SCP). It offers virtually free transactions with sub-cent fees, making it ideal for micro-payments and cross-border remittances. Stellar’s MoneyGram partnership bridges crypto and fiat currencies.

常见问题 · USDC 兑 XLM

常见问题。

01 What's the current USDC to XLM exchange rate?

The current rate for 1 USDC to XLM is approximately 4.8630. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your USDC arrives at the deposit address.

02 How long does a USDC to XLM swap take?

The average end-to-end time for a swap is around 5 minutes. The main variable is the confirmation time on the USDC network, which typically ranges from a few seconds to a few minutes, depending on congestion. You can track progress in real time on the swap page.

03 Which USDC networks are supported?

SwapHub supports USDC on Ethereum, Solana, Arbitrum, Base, Polygon, Avalanche, and Stellar. These networks provide the most liquidity and ensure the best swap rates. The cheapest network is highlighted automatically.

04 What is the minimum and maximum amount?

Minimums vary by pair and are shown before you confirm — typically around $10–$20 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate.

05 Float rate vs Fixed rate — which should I pick?

Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.

06 Is there a fee on top of the exchange rate?

SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for XLM and the typical USDC network fee, which ranges from $0.00001 to $0.01.

07 What happens if I send the wrong amount?

If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra XLM at the locked rate. Sending a different coin to the USDC address is recoverable but requires contacting support.

08 Can I swap USDC to XLM inside Telegram?

Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.

09 Is SwapHub regulated? Where is it based?

SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.

10 What are the common use cases for swapping USDC to XLM?

Swapping USDC to XLM is ideal for users looking to take advantage of Stellar’s low-cost, fast transactions and its built-in DEX. This is particularly useful for those engaging in cross-border remittances, humanitarian aid distribution, and decentralized finance activities.