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Exchange XLM to USDC

1 XLM = 0.124000 USDC
Quick answer. To swap XLM to USDC on SwapHub: enter the amount, paste your USDC receiving address, send XLM to the one-time deposit address. The exchange is non-custodial, takes around 5 minutes, and requires no KYC, no account, no registration. Current rate: 1 XLM = 0.124000 USDC.
✓24/7 support✓Average 5 min✓No hidden fees✓Non-custodial
在 Telegram 中兑换 XLM → USDC 打开 @swapHUB_com_bot — 完整 Mini App，相同汇率，无需聊天。
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最佳汇率保证

我们实时比较多个流动性提供商的汇率，并将您的 XLM → USDC 兑换路由到最优惠的提供商。

24/7人工支持

Telegram上的真人，3分钟内回复，任何时区。每个订单都有可复制的ID，我们看到的状态与您相同。

非托管安全

您的 XLM 直接转到提供商的存款地址，USDC 到达您的钱包。SwapHub 从不持有您的资金。

刚刚更新

今日 XLM → USDC 汇率。

刚刚更新 · 每60秒自动刷新

1 XLM 当前价值 0.124000 USDC。SwapHub 在多个流动性提供商之间比较汇率，并将您的订单路由到最优惠的那个。

换算表

我能获得多少。

常见金额的实时汇率 — 每60秒更新。

XLM → USDC 实时汇率
1 XLM0.124000 USDC
5 XLM0.620000 USDC
10 XLM1.2400 USDC
50 XLM6.2000 USDC
100 XLM12.4000 USDC
500 XLM62.0000 USDC
1000 XLM124.0000 USDC
5000 XLM620.0000 USDC
10000 XLM1240.00 USDC
50000 XLM6200.00 USDC
USDC → XLM 实时汇率
1 USDC8.0645 XLM
10 USDC80.6452 XLM
50 USDC403.2258 XLM
100 USDC806.4516 XLM
500 USDC4032.26 XLM
1000 USDC8064.52 XLM
5000 USDC40322.58 XLM
10000 USDC80645.16 XLM
50000 USDC403225.81 XLM
100000 USDC806451.61 XLM
四个步骤 · 平均5分钟

如何将 XLM 兑换为 USDC。

步骤 01

输入 XLM 金额

输入您要兑换的 XLM 数量。我们将按实时汇率显示您将收到的确切 USDC 数量。

步骤 02

粘贴 USDC 地址

您的 USD Coin 接收地址。我们实时验证格式 — 有效地址会显示绿色勾号。

步骤 03

发送 XLM

将 XLM 转到一次性存款地址。在钱包中一键打开 — 无需手动复制。

步骤 04

接收 USDC

USDC 到达您的钱包。我们从未持有您的资金 — 从头到尾非托管。

为什么选择此交易对

Why people swap XLM to USDC.

Financial inclusion. XLM is designed for micro-transactions and financial inclusion, making it ideal for cross-border remittances and humanitarian aid. SwapHub allows you to easily convert XLM to USDC for seamless international transfers and support global communities.

Decentralized finance. Stellar's built-in DEX and Soroban smart contracts enable decentralized financial applications. By swapping XLM to USDC, users gain access to a wide range of DeFi services without leaving the Stellar ecosystem.

Regulatory compliance. USDC, issued by Circle, is a highly regulated stablecoin with MiCA-compliance in the EU. Swapping XLM to USDC ensures compliance with financial regulations, making it a safer and more reliable option for institutional and retail investors.

Cross-chain transfers. USDC is natively available on multiple networks including Ethereum, Solana, and Stellar. This makes it easy to move funds between different blockchain ecosystems, providing flexibility and convenience.

资产介绍

关于资产。

Stellar (XLM)

Stellar is a decentralized open-source blockchain designed for fast and low-cost transactions. Founded by Jed McCaleb, it features the Stellar Consensus Protocol (SCP) and built-in DEX capabilities.

USD Coin (USDC)

USD Coin (USDC) is a highly regulated stablecoin with a market cap of over $35 billion. Issued by Circle and fully backed by cash and short-term US Treasuries, it is preferred by institutions and US-based platforms due to its regulatory compliance and native support on multiple blockchain networks.

常见问题 · XLM 兑 USDC

常见问题。

01 What's the current XLM to USDC exchange rate?

Right now 1 XLM equals about 0.124000 USDC. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your XLM arrives at the deposit address.

02 How long does an XLM to USDC swap take?

Average end-to-end time is about 5 minutes. The main variable is XLM network confirmation speed — typically 3–5 seconds. You can track progress in real time on the swap page.

03 Which XLM networks are supported?

SwapHub supports XLM on the Stellar mainnet. This network offers virtually free transactions with fees ranging from approximately $0.00001. For cross-chain transfers, USDC is natively available on multiple networks including Ethereum, Solana, and Stellar.

04 What is the minimum and maximum amount?

Minimums vary by pair and are shown before you confirm — typically around $0.10–$1.00 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate.

05 Float rate vs Fixed rate — which should I pick?

Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.

06 Is there a fee on top of the exchange rate?

SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for USDC and any applicable fee on the XLM network.

07 What happens if I send the wrong amount?

If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra USDC at the locked rate. Sending a different coin to the XLM address is recoverable but requires contacting support.

08 Can I swap XLM to USDC inside Telegram?

Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.

09 Is SwapHub regulated? Where is it based?

SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.

10 Which Stellar network supports XLM to USDC swaps?

XLM to USDC swaps on SwapHub use the Stellar mainnet.