Exchange XLM to USDS
最佳汇率保证
我们实时比较多个流动性提供商的汇率，并将您的 XLM → USDS 兑换路由到最优惠的提供商。
24/7人工支持
Telegram上的真人，3分钟内回复，任何时区。每个订单都有可复制的ID，我们看到的状态与您相同。
非托管安全
您的 XLM 直接转到提供商的存款地址，USDS 到达您的钱包。SwapHub 从不持有您的资金。
如何将 XLM 兑换为 USDS。
输入 XLM 金额
输入您要兑换的 XLM 数量。我们将按实时汇率显示您将收到的确切 USDS 数量。
粘贴 USDS 地址
您的 USDS 接收地址。我们实时验证格式 — 有效地址会显示绿色勾号。
发送 XLM
将 XLM 转到一次性存款地址。在钱包中一键打开 — 无需手动复制。
接收 USDS
USDS 到达您的钱包。我们从未持有您的资金 — 从头到尾非托管。
Why people swap XLM to USDS.
Financial inclusion. XLM's sub-cent fees make it ideal for micro-payments and developing world remittances. SwapHub enables these users to easily convert to USDS, a stablecoin with deep DeFi integration, for further financial services.
Decentralized finance. Stellar's built-in DEX and Soroban smart contracts provide a frictionless way to trade XLM for USDS, unlocking new opportunities for decentralized finance and cross-border transactions.
MoneyGram partnership. XLM's MoneyGram integration allows for easy conversion into USDS, facilitating direct payments to users in the United States. This is particularly useful for those who need to send money home or receive payments from abroad.
Evolution of stablecoins. USDS, rebranded from MakerDAO, offers the same over-collateralized model but with improved branding and governance. Swapping XLM to USDS provides access to this robust stablecoin ecosystem.
关于资产。
Stellar is a decentralized payment network founded by Jed McCaleb (Ripple co-founder). It uses the Stellar Consensus Protocol (SCP) and supports built-in DEX, Soroban smart contracts, and partnerships like MoneyGram for USD/crypto bridging.
USDS is a stablecoin rebranded from MakerDAO, now governed by the Sky protocol. It uses the same over-collateralized model as DAI but offers improved branding and governance. USDS is available on Ethereum (ERC-20), Arbitrum, and Base.
常见问题。
01 What's the current XLM to USDS exchange rate?
The current exchange rate for XLM to USDS is determined by the supply and demand on the market. Right now, 1 XLM is approximately equal to USDS. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your XLM arrives at the deposit address.
02 How long does an XLM to USDS swap take?
An average XLM to USDS swap takes about 5 minutes. The primary factor is the typical confirmation time of the Stellar network, which is usually 3-5 seconds. You can track the progress in real time on the swap page.
03 Which XLM networks are supported?
SwapHub supports XLM on the Stellar mainnet. This is the primary network for trading and converting XLM to USDS.
04 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $0.10–$1.00 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate.
05 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
06 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for USDS and gas on your chosen XLM network.
07 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra USDS at the locked rate. Sending a different coin to the XLM address is recoverable but requires contacting support.
08 Can I swap XLM to USDS inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
09 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.
10 What networks does XLM support for USDS swaps?
XLM supports swaps to USDS on the Ethereum (ERC-20) and Arbitrum networks.