Exchange USDC to USDT
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your USDC → USDT swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your USDC moves directly to the provider's deposit address, USDT arrives at your wallet. SwapHub never holds your funds.
Live market snapshot.
Today's USDC → USDT rate.
1 USDC is currently worth 0.543000 USDT — that is about $0.543000 at the current USDT price of $1.0000. Over the last 24 hours, USDT has moved -0.02%. SwapHub compares this rate across multiple liquidity providers and routes your order through the one offering the highest net USDT received.
How much will I get.
Live rate applied to common amounts — updated every 60 seconds.
| 1 USDC | 0.543000 USDT |
| 10 USDC | 5.4300 USDT |
| 50 USDC | 27.1500 USDT |
| 100 USDC | 54.3000 USDT |
| 500 USDC | 271.5000 USDT |
| 1000 USDC | 543.0000 USDT |
| 5000 USDC | 2715.00 USDT |
| 10000 USDC | 5430.00 USDT |
| 50000 USDC | 27150.00 USDT |
| 100000 USDC | 54300.00 USDT |
| 1 USDT | 1.8416 USDC |
| 10 USDT | 18.4162 USDC |
| 50 USDT | 92.0810 USDC |
| 100 USDT | 184.1621 USDC |
| 500 USDT | 920.8103 USDC |
| 1000 USDT | 1841.62 USDC |
| 5000 USDT | 9208.10 USDC |
| 10000 USDT | 18416.21 USDC |
| 50000 USDT | 92081.03 USDC |
| 100000 USDT | 184162.06 USDC |
How to swap USDC to USDT.
Enter USDC amount
Type how much USDC you want to swap. We'll show the exact USDT you'll receive at the live rate.
Paste USDT address
Your Tether receiving address. We validate the format live — valid addresses show a teal check.
Send your USDC
Transfer USDC to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive USDT
USDT arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap USDC to USDT.
Regulatory compliance. USDC is issued by Circle Internet Financial, a US company with more regulatory clarity than Tether. It's MiCA-compliant in the EU, making it preferred by institutions and US-based platforms. SwapHub lets you convert to the de facto dollar of crypto for seamless cross-chain transfers.
Cross-chain efficiency. USDC is native on Ethereum, Solana, Arbitrum, and other networks, eliminating the need for bridges. SwapHub ensures you get the best rates and speeds for your USDC, whether you're on Ethereum, Solana, or another network.
DeFi preference. USDC is the preferred stablecoin in US-regulated DeFi protocols. By swapping to USDT, you can participate in a wider range of decentralized finance applications while maintaining the same stable value.
Institutional trust. USDC has quarterly attestations by Deloitte and is fully backed by cash and short-term US Treasuries. This makes it a trusted choice for institutional transfers and cross-border B2B payments, ensuring your funds are secure and transparent.
About the assets.
USDC is the most-traded stablecoin, issued by Circle Internet Financial and pegged 1:1 to the US dollar. Available on Ethereum, Solana, Arbitrum, Base, Polygon, and more.
USDT is the largest stablecoin by market cap (~$110B+), most traded crypto by volume, and 1:1 pegged to the US dollar. Available on Tron, Ethereum, Solana, Arbitrum, and more.
Questions people ask.
01 What's the current USDC to USDT exchange rate?
The current exchange rate for USDC to USDT is affected by market conditions and supply/demand dynamics. Right now, 1 USDC equals approximately 0.543000 USDT. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your USDC arrives at the deposit address.
02 How long does a USDC to USDT swap take?
The average end-to-end time for a USDC to USDT swap is about 5 minutes. This includes the typical confirmation time of your USDC network. For example, on Ethereum, it typically takes 5-10 minutes, while on Solana, it's just under 0.4 seconds. You can track progress in real time on the swap page.
03 Which USDC networks are supported?
SwapHub supports USDC on Ethereum, Solana, Arbitrum, Base, Polygon, and Avalanche. Each network offers different fees and speeds. For instance, on Solana, the typical confirmation time is just under 0.4 seconds, and the fee is typically around $0.01. On Ethereum, the confirmation time is around 5-10 minutes, and the fee can range from $2 to $15. Pick whichever network your source wallet holds USDC on — the cheapest option is highlighted automatically.
04 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $10–$20 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate. The typical network fee for USDC on Ethereum ranges from $2 to $15, while on Solana, it's around $0.01.
05 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
06 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for USDT and gas on your chosen USDC network.
07 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra USDT at the locked rate. Sending a different coin to the USDC address is recoverable but requires contacting support.
08 Can I swap USDC to USDT inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
09 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.
10 What is the common use case for swapping USDC to USDT?
Swapping USDC to USDT is commonly used for cross-chain transfers, particularly when you need to move funds to a network that natively supports USDT. This allows you to maintain the same stable value while optimizing for network efficiency and cost. For example, if you're on Solana and want to move to Ethereum, swapping to USDT first can help you achieve this more efficiently.