Exchange USDS to XLM
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your USDS → XLM swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your USDS moves directly to the provider's deposit address, XLM arrives at your wallet. SwapHub never holds your funds.
Today's USDS → XLM rate.
1 USDS is currently worth 4.9590 XLM. SwapHub compares rates across multiple liquidity providers and routes your order through the one offering the highest net XLM received.
How much will I get.
Live rate applied to common amounts — updated every 60 seconds.
| 1 USDS | 4.9590 XLM |
| 10 USDS | 49.5900 XLM |
| 50 USDS | 247.9500 XLM |
| 100 USDS | 495.9000 XLM |
| 500 USDS | 2479.50 XLM |
| 1000 USDS | 4959.00 XLM |
| 5000 USDS | 24795.00 XLM |
| 10000 USDS | 49590.00 XLM |
| 50000 USDS | 247950.00 XLM |
| 100000 USDS | 495900.00 XLM |
| 1 XLM | 0.201654 USDS |
| 5 XLM | 1.0083 USDS |
| 10 XLM | 2.0165 USDS |
| 50 XLM | 10.0827 USDS |
| 100 XLM | 20.1654 USDS |
| 500 XLM | 100.8268 USDS |
| 1000 XLM | 201.6536 USDS |
| 5000 XLM | 1008.27 USDS |
| 10000 XLM | 2016.54 USDS |
| 50000 XLM | 10082.68 USDS |
How to swap USDS to XLM.
Enter USDS amount
Type how much USDS you want to swap. We'll show the exact XLM you'll receive at the live rate.
Paste XLM address
Your Stellar receiving address. We validate the format live — valid addresses show a teal check.
Send your USDS
Transfer USDS to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive XLM
XLM arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap USDS to XLM.
Adopting the future of stablecoins. USDS is the rebranded version of MakerDAO’s DAI, now governed by the Sky protocol. By swapping USDS to XLM, you're moving from a well-established, over-collateralized model to a newer, potentially more innovative platform with the same strong backing.
Reducing fees for global transactions. Stellar's native XLM offers virtually free cross-border payments due to its sub-cent fees. This makes it ideal for international remittances and micro-transactions, especially in regions where traditional banking systems are less accessible.
Gaining access to decentralized finance. USDS, as a stablecoin, is a key asset in DeFi lending platforms and yield farming. Converting to XLM opens up opportunities for decentralized exchanges and smart contracts, leveraging Stellar's built-in DEX and Soroban technology.
Supporting financial inclusion initiatives. Stellar's partnerships, such as with MoneyGram, allow for easy conversion of USD to crypto, facilitating access to financial services in underserved areas. By swapping USDS to XLM, you're aligning with initiatives aimed at improving financial literacy and accessibility.
About the assets.
USDS is the rebranded version of MakerDAO’s DAI, now governed by the Sky protocol. It offers an over-collateralized model with the same strong backing as DAI but with improved branding and governance.
XLM is the native cryptocurrency of the Stellar network, known for its virtually free cross-border payments and built-in DEX. It supports money transfer partnerships like MoneyGram and is ideal for financial inclusion initiatives.
Questions people ask.
01 What's the current USDS to XLM exchange rate?
Right now 1 USDS equals about 4.9590 XLM. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your USDS arrives at the deposit address.
02 How long does a USDS to XLM swap take?
Average end-to-end time is about 5 minutes. The main variable is the confirmation time on the Ethereum network, which can range from 10-30 minutes. You can track progress in real time on the swap page.
03 Which USDS networks are supported?
SwapHub supports USDS on Ethereum (ERC-20), Arbitrum, and Base. Pick whichever network your source wallet holds USDS on — the cheapest option is highlighted automatically.
04 What is the typical fee for XLM transactions?
Typical XLM transactions cost around $0.00001, making them virtually free compared to many other blockchain networks. Fees are minimal and consistent, ensuring smooth and efficient swaps.
05 Can I swap USDS to XLM inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
06 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.
07 What networks support USDS in my USDS to XLM swap?
USDS can be swapped from Ethereum (ERC-20) and Arbitrum networks to XLM on Stellar mainnet.
08 How do I track the status of my USDS to XLM swap?
You can track your swap status through the SwapHub platform dashboard or via email notifications.
09 Are there any limits on how much USDS I can swap to XLM?
There are no specific limits for swapping USDS to XLM, but please check the minimum and maximum amounts set by SwapHub.
10 Is there a way to estimate the time needed for a USDS to XLM swap?
A typical USDS to XLM swap on SwapHub takes around 3-5 minutes, though this can vary depending on network conditions.