Exchange XMR to USDC
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your XMR → USDC swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your XMR moves directly to the provider's deposit address, USDC arrives at your wallet. SwapHub never holds your funds.
Today's XMR → USDC rate.
1 XMR is currently worth 366.5940 USDC. SwapHub compares rates across multiple liquidity providers and routes your order through the one offering the highest net USDC received.
How much will I get.
Live rate applied to common amounts — updated every 60 seconds.
| 1 XMR | 366.5940 USDC |
| 5 XMR | 1832.97 USDC |
| 10 XMR | 3665.94 USDC |
| 50 XMR | 18329.70 USDC |
| 100 XMR | 36659.40 USDC |
| 500 XMR | 183297.00 USDC |
| 1000 XMR | 366594.00 USDC |
| 5000 XMR | 1832970.00 USDC |
| 10000 XMR | 3665940.00 USDC |
| 50000 XMR | 18329700.00 USDC |
| 1 USDC | 0.00272781 XMR |
| 10 USDC | 0.027278 XMR |
| 50 USDC | 0.136391 XMR |
| 100 USDC | 0.272781 XMR |
| 500 USDC | 1.3639 XMR |
| 1000 USDC | 2.7278 XMR |
| 5000 USDC | 13.6391 XMR |
| 10000 USDC | 27.2781 XMR |
| 50000 USDC | 136.3907 XMR |
| 100000 USDC | 272.7813 XMR |
How to swap XMR to USDC.
Enter XMR amount
Type how much XMR you want to swap. We'll show the exact USDC you'll receive at the live rate.
Paste USDC address
Your USD Coin receiving address. We validate the format live — valid addresses show a teal check.
Send your XMR
Transfer XMR to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive USDC
USDC arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap XMR to USDC.
Diversification. Holders of XMR rebalance into USDC to spread exposure across different consensus mechanisms, ecosystems, and narrative cycles. It's the most common re-allocation trade on non-custodial aggregators.
DeFi & ecosystem access. Each L1 has its own set of applications — lending markets, DEXs, NFT platforms. Swapping XMR to USDC is the native way to enter USDC's ecosystem without going through a centralized exchange.
Fees and speed. Moving value between L1s can mean cheaper transactions and faster finality depending on direction. Users pick the chain that matches what they intend to do next.
No-KYC movement. Bridging via SwapHub is accountless — useful for users who hold XMR in a self-custody wallet and want USDC in another self-custody wallet without an exchange in between.
About the assets.
Monero is a privacy-focused cryptocurrency using ring signatures and stealth addresses to ensure untraceable transactions.
USDC is a fully-backed stablecoin issued by Circle, pegged 1:1 to the US dollar with regular attestations.
Questions people ask.
01 What's the current XMR to USDC exchange rate?
Right now 1 XMR equals about 366.5940 USDC. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your XMR arrives at the deposit address.
02 Do I need to create an account or pass KYC?
No. SwapHub is non-custodial and accountless. You never give us an email, you never upload ID. Some liquidity providers may ask for verification on unusually large orders — if that applies, you'll see it before committing funds.
03 How long does a XMR to USDC swap take?
Average end-to-end time is about 5 minutes. The main variable is network confirmation speed — some networks confirm almost instantly, others take a few minutes. You can track progress in real time on the swap page.
04 Which XMR networks are supported?
SwapHub supports XMR on all major networks available through our liquidity providers. Pick whichever network your source wallet holds XMR on — the cheapest option is highlighted automatically.
05 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $10–$20 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate.
06 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
07 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for USDC and gas on your chosen XMR network.
08 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra USDC at the locked rate. Sending a different coin to the XMR address is recoverable but requires contacting support.
09 Can I swap XMR to USDC inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
10 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.