Exchange XRP to USDP
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your XRP → USDP swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your XRP moves directly to the provider's deposit address, USDP arrives at your wallet. SwapHub never holds your funds.
Today's XRP → USDP rate.
1 XRP is currently worth 1.3500 USDP. SwapHub compares rates across multiple liquidity providers and routes your order through the one offering the highest net USDP received.
How much will I get.
Live rate applied to common amounts — updated every 60 seconds.
| 1 XRP | 1.3500 USDP |
| 5 XRP | 6.7500 USDP |
| 10 XRP | 13.5000 USDP |
| 50 XRP | 67.5000 USDP |
| 100 XRP | 135.0000 USDP |
| 500 XRP | 675.0000 USDP |
| 1000 XRP | 1350.00 USDP |
| 5000 XRP | 6750.00 USDP |
| 10000 XRP | 13500.00 USDP |
| 50000 XRP | 67500.00 USDP |
| 1 USDP | 0.740741 XRP |
| 10 USDP | 7.4074 XRP |
| 50 USDP | 37.0370 XRP |
| 100 USDP | 74.0741 XRP |
| 500 USDP | 370.3704 XRP |
| 1000 USDP | 740.7407 XRP |
| 5000 USDP | 3703.70 XRP |
| 10000 USDP | 7407.41 XRP |
| 50000 USDP | 37037.04 XRP |
| 100000 USDP | 74074.07 XRP |
How to swap XRP to USDP.
Enter XRP amount
Type how much XRP you want to swap. We'll show the exact USDP you'll receive at the live rate.
Paste USDP address
Your Pax Dollar receiving address. We validate the format live — valid addresses show a teal check.
Send your XRP
Transfer XRP to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive USDP
USDP arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap XRP to USDP.
Regulatory certainty for cross-border payments. XRP is often referred to as the 'bank coin' due to its partnerships with over 100 financial institutions. With the SEC lawsuit settled in 2024, XRP offers more regulatory clarity compared to many alternative cryptocurrencies. SwapHub allows institutions to quickly convert XRP into a stable and regulated USDP for international transfers.
Instant global transfers at near-zero cost. XRP's network confirms transactions in just 3-5 seconds, making it ideal for fast and cost-effective cross-border payments. SwapHub ensures these benefits by providing immediate liquidity and competitive rates.
Preferred by institutions for regulatory compliance. USDP, issued by Paxos, is one of the most regulated stablecoins. It is backed by US Treasuries and regulated by the New York Department of Financial Services. This makes USDP the preferred choice for institutions seeking regulatory certainty in their stablecoin operations.
Decentralized finance (DeFi) integration. USDP is widely accepted in DeFi platforms, offering seamless integration for XRP holders looking to participate in decentralized applications. SwapHub facilitates this by allowing users to easily convert XRP into USDP for use in various DeFi protocols.
About the assets.
XRP (Ripple) is a leading cryptocurrency launched in 2012 by Ripple Labs. It operates on the XRP Ledger (XRPL) and is not mined, with a pre-minted supply of 100 billion, approximately 55 billion held in escrow. Ripple uses XRPL for On-Demand Liquidity (ODL).
USDP is a regulated stablecoin issued by Paxos and backed by US Treasuries. It is regulated by the New York Department of Financial Services and is known for its regulatory certainty and wide acceptance in DeFi platforms.
Questions people ask.
01 What's the current XRP to USDP exchange rate?
Right now 1 XRP equals approximately 1.3500 USDP. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your XRP arrives at the deposit address.
02 How long does an XRP to USDP swap take?
Average end-to-end time is about 5 minutes. The main variable is XRP network confirmation speed — typically 3-5 seconds. You can track progress in real time on the swap page.
03 Which XRP networks are supported?
SwapHub supports XRP on the XRP Ledger (XRPL). This network is designed for fast and efficient transactions, making it ideal for quick swaps into USDP.
04 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $10–$20 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate.
05 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
06 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for USDP and gas on your chosen XRP network.
07 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra USDP at the locked rate. Sending a different coin to the XRP address is recoverable but requires contacting support.
08 Can I swap XRP to USDP inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
09 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.
10 What is the XRP Ledger (XRPL) network fee like when swapping to USDP on Ethereum (ERC-20)?
The XRP Ledger (XRPL) network fee is not applicable since the swap occurs on the Ethereum network (ERC-20). SwapHub charges no extra fee for this process.