Exchange MATIC to XMR
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your MATIC → XMR swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your MATIC moves directly to the provider's deposit address, XMR arrives at your wallet. SwapHub never holds your funds.
How to swap MATIC to XMR.
Enter MATIC amount
Type how much MATIC you want to swap. We'll show the exact XMR you'll receive at the live rate.
Paste XMR address
Your Monero receiving address. We validate the format live — valid addresses show a teal check.
Send your MATIC
Transfer MATIC to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive XMR
XMR arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap MATIC to XMR.
Privacy Preservation. SwapHub allows you to convert MATIC, the enterprise-friendly Ethereum Layer 2, into Monero, the only major cryptocurrency where privacy is mandatory. By moving from MATIC to XMR, you gain full transactional privacy without opting in, ideal for protecting sensitive information and maintaining financial sovereignty.
Enterprise Integration. Companies like Starbucks and Nike have chosen Polygon for their blockchain projects due to its scalability and low fees. Swapping MATIC to XMR can unlock the full potential of Monero’s privacy features, making it easier for enterprises to handle sensitive transactions securely.
Regulatory Evasion. Many centralized exchanges have delisted Monero due to regulatory pressure, making non-custodial exchanges like SwapHub the primary on-ramp for acquiring XMR. This ensures you retain control over your funds and privacy.
Cheaper Privacy. Moving from MATIC to XMR offers the cheapest way to achieve true privacy in cryptocurrency. Monero’s ring signatures and stealth addresses ensure your transactions remain confidential, while MATIC’s low fees make the swap cost-effective.
About the assets.
Polygon is a high-throughput, scalable Layer 2 solution built on Ethereum. Launched in 2017 as Matic Network, it now supports various Ethereum L2 solutions including Polygon PoS, zkEVM, and app-chains. It’s known for its low fees and enterprise-friendly ecosystem.
Monero is a privacy-focused cryptocurrency that uses ring signatures and stealth addresses to protect the privacy of both the sender and receiver. Transactions are private by default, and it’s the only major cryptocurrency where privacy is mandatory. Monero’s ecosystem includes various use cases such as donations, financial sovereignty, and avoiding surveillance.
Questions people ask.
01 What's the current MATIC to XMR exchange rate?
Right now 1 MATIC equals about XMR. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your MATIC arrives at the deposit address.
02 How long does a MATIC to XMR swap take?
Average end-to-end time is about 5 minutes. The main variable is the confirmation time on the Polygon PoS network — typically 2 seconds. You can track progress in real time on the swap page.
03 Which MATIC networks are supported?
SwapHub supports MATIC on the Polygon PoS mainnet. The swap is routed directly through the Polygon PoS network, ensuring fast and secure transactions.
04 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $0.01–$0.10 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate.
05 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
06 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for XMR and gas on your chosen MATIC network.
07 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra XMR at the locked rate. Sending a different coin to the MATIC address is recoverable but requires contacting support.
08 Can I swap MATIC to XMR inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
09 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.
10 What networks support MATIC to XMR swaps?
MATIC swaps to XMR are supported on the Polygon PoS network and the Monero mainnet.