Exchange XMR to MATIC
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your XMR → MATIC swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your XMR moves directly to the provider's deposit address, MATIC arrives at your wallet. SwapHub never holds your funds.
Live market snapshot.
Today's XMR → MATIC rate.
1 XMR is currently worth 4804.29 MATIC — that is about $606.0894 at the current MATIC price of $0.126156. Over the last 24 hours, MATIC has moved -18.60%. SwapHub compares this rate across multiple liquidity providers and routes your order through the one offering the highest net MATIC received.
How much will I get.
Live rate applied to common amounts — updated every 60 seconds.
| 1 XMR | 4804.29 MATIC |
| 5 XMR | 24021.43 MATIC |
| 10 XMR | 48042.85 MATIC |
| 50 XMR | 240214.25 MATIC |
| 100 XMR | 480428.50 MATIC |
| 500 XMR | 2402142.52 MATIC |
| 1000 XMR | 4804285.05 MATIC |
| 5000 XMR | 24021425.25 MATIC |
| 10000 XMR | 48042850.49 MATIC |
| 50000 XMR | 240214252.45 MATIC |
| 1 MATIC | 0.00020815 XMR |
| 5 MATIC | 0.00104074 XMR |
| 10 MATIC | 0.00208148 XMR |
| 50 MATIC | 0.010407 XMR |
| 100 MATIC | 0.020815 XMR |
| 500 MATIC | 0.104074 XMR |
| 1000 MATIC | 0.208148 XMR |
| 5000 MATIC | 1.0407 XMR |
| 10000 MATIC | 2.0815 XMR |
| 50000 MATIC | 10.4074 XMR |
How to swap XMR to MATIC.
Enter XMR amount
Type how much XMR you want to swap. We'll show the exact MATIC you'll receive at the live rate.
Paste MATIC address
Your Polygon receiving address. We validate the format live — valid addresses show a teal check.
Send your XMR
Transfer XMR to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive MATIC
MATIC arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap XMR to MATIC.
Privacy preservation. Monero is the only major cryptocurrency where privacy is mandatory, not optional. By swapping XMR to MATIC, users gain access to a privacy-preserving payment system that hides sender, receiver, and transaction amounts. This is crucial for financial sovereignty and avoiding surveillance.
Non-custodial on-ramp. Due to delisting from major centralized exchanges (Binance, OKX), XMR holders are increasingly using non-custodial platforms like SwapHub to retain control over their funds. SwapHub provides a seamless way to move XMR into a privacy-focused, decentralized ecosystem.
Enterprise-friendly L2. Polygon is known for its enterprise-friendly Ethereum Layer 2 solutions. Companies like Starbucks, Nike, and Disney have chosen Polygon for their crypto projects due to its cost-effectiveness and scalability. Swapping XMR to MATIC allows users to participate in these opportunities without sacrificing privacy.
Cheapest DeFi access. On Polygon, users can engage in DeFi activities like lending, borrowing, and trading on platforms such as QuickSwap and Aave. With extremely low fees (typically $0.001-$0.01), users can enjoy the benefits of DeFi while maintaining their privacy.
About the assets.
Monero is a privacy-focused cryptocurrency, launched in 2014. It uses ring signatures, stealth addresses, and RingCT to hide sender, receiver, and transaction amounts. Monero is known for its mandatory privacy features and delisted from many CEXs due to regulatory pressure.
Polygon (formerly Matic Network) is an Ethereum Layer 2 solution known for its enterprise-friendly and cost-effective DeFi ecosystem. It offers fast finality, low fees, and support for various applications like gaming, DeFi, and enterprise projects. Major brands like Starbucks, Nike, and Disney have chosen Polygon for their crypto initiatives.
Questions people ask.
01 What's the current XMR to MATIC exchange rate?
Right now 1 XMR equals about 4804.29 MATIC. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your XMR arrives at the deposit address.
02 How long does an XMR to MATIC swap take?
Average end-to-end time is about 5 minutes. The main variable is the XMR network confirmation speed — typically 2 minutes per block, requiring 10 confirmations (~20 minutes). You can track progress in real time on the swap page.
03 Which XMR networks are supported?
SwapHub supports XMR on the Monero mainnet only. This network offers ring signatures, stealth addresses, and RingCT for complete transaction privacy.
04 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $10–$20 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate.
05 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
06 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for MATIC and gas on your chosen XMR network.
07 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra MATIC at the locked rate. Sending a different coin to the XMR address is recoverable but requires contacting support.
08 Can I swap XMR to MATIC inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
09 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.
10 How do I benefit from swapping XMR to MATIC?
By swapping XMR to MATIC, you can gain access to a privacy-preserving payment system and participate in enterprise-friendly, cost-effective DeFi opportunities. This swap allows you to maintain your financial sovereignty while enjoying the benefits of a privacy-focused, decentralized ecosystem.