Exchange XLM to BTC
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your XLM → BTC swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your XLM moves directly to the provider's deposit address, BTC arrives at your wallet. SwapHub never holds your funds.
Today's XLM → BTC rate.
1 XLM is currently worth -0.00000202 BTC. SwapHub compares rates across multiple liquidity providers and routes your order through the one offering the highest net BTC received.
How much will I get.
Live rate applied to common amounts — updated every 60 seconds.
| 1 XLM | -0.00000202 BTC |
| 5 XLM | -0.0000101 BTC |
| 10 XLM | -0.0000202 BTC |
| 50 XLM | -0.000101 BTC |
| 100 XLM | -0.000202 BTC |
| 500 XLM | -0.00101 BTC |
| 1000 XLM | -0.00202 BTC |
| 5000 XLM | -0.0101 BTC |
| 10000 XLM | -0.0202 BTC |
| 50000 XLM | -0.101 BTC |
| 0.001 BTC | -495.04950495 XLM |
| 0.005 BTC | -2475.24752475 XLM |
| 0.01 BTC | -4950.4950495 XLM |
| 0.05 BTC | -24752.47524752 XLM |
| 0.1 BTC | -49504.95049505 XLM |
| 0.5 BTC | -247524.75247525 XLM |
| 1 BTC | -495049.5049505 XLM |
| 2 BTC | -990099.00990099 XLM |
| 5 BTC | -2475247.52475247 XLM |
| 10 BTC | -4950495.04950495 XLM |
How to swap XLM to BTC.
Enter XLM amount
Type how much XLM you want to swap. We'll show the exact BTC you'll receive at the live rate.
Paste BTC address
Your Bitcoin receiving address. We validate the format live — valid addresses show a teal check.
Send your XLM
Transfer XLM to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive BTC
BTC arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap XLM to BTC.
Financial inclusion. XLM offers sub-cent fees, making it ideal for micro-transfers and remittances in developing regions. Stellar’s partnership with MoneyGram bridges crypto and fiat, enabling fast, low-cost international transfers.
Asset tokenization. Stellar’s built-in DEX and money transfer capabilities make it perfect for tokenizing assets and distributing humanitarian aid. XLM’s liquidity and ease of use facilitate seamless asset transfers.
Decentralized finance. XLM’s Soroban smart contracts and interoperability with Bitcoin open up new opportunities in DeFi. Users can easily convert XLM to BTC for deeper liquidity and broader DeFi participation.
Store of value. Bitcoin remains the leading digital store of value, with a 21M hard cap and regular halving events. Converting XLM to BTC allows users to capitalize on Bitcoin’s unique properties as a resilient, decentralized asset.
About the assets.
Stellar is a decentralized protocol designed for financial inclusion, offering virtually free transactions and rapid confirmations. Founded by Jed McCaleb (Ripple co-founder), it features the Stellar Consensus Protocol (SCP) and built-in DEX. Stellar’s ecosystem includes Soroban smart contracts and partnerships like MoneyGram for USD/crypto bridging.
Bitcoin is the original cryptocurrency, with a 21M hard cap and regular halving events. Bitcoin remains the leading digital store of value, with deep liquidity and acceptance by major exchanges and payment processors. Its ecosystem includes Ordinals/BRC-20 tokens, Lightning apps, and wrapped BTC (WBTC) in DeFi.
Questions people ask.
01 What's the current XLM to BTC exchange rate?
Right now 1 XLM equals about -0.00000202 BTC. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your XLM arrives at the deposit address.
02 How long does an XLM to BTC swap take?
Average end-to-end time is about 5 minutes. XLM typically requires 3-5 seconds for confirmation, while Bitcoin may take 10-60 minutes depending on network congestion. You can track progress in real time on the swap page.
03 Which XLM networks are supported?
SwapHub supports XLM on the Stellar mainnet. This network offers virtually free transactions and rapid confirmations, making it ideal for high-frequency swaps.
04 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $0.10–$20 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate.
05 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
06 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for BTC and gas on your chosen XLM network.
07 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra BTC at the locked rate. Sending a different coin to the XLM address is recoverable but requires contacting support.
08 Can I swap XLM to BTC inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
09 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.
10 What network does XLM to BTC swapping use on SwapHub?
SwapHub uses the Stellar mainnet for XLM and the Bitcoin mainnet (1-3 confirmations, ~10-30 minutes) or Lightning Network (instant, sub-cent fees) for BTC.