Exchange XLM to XMR
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your XLM → XMR swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your XLM moves directly to the provider's deposit address, XMR arrives at your wallet. SwapHub never holds your funds.
How to swap XLM to XMR.
Enter XLM amount
Type how much XLM you want to swap. We'll show the exact XMR you'll receive at the live rate.
Paste XMR address
Your Monero receiving address. We validate the format live — valid addresses show a teal check.
Send your XLM
Transfer XLM to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive XMR
XMR arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap XLM to XMR.
Financial inclusion meets privacy. Stellar's virtually free sub-cent fees make it perfect for micro-payments and remittances, especially in developing regions. Swap into Monero's built-in privacy for secure, untraceable transactions. Perfect for sensitive transfers or humanitarian aid.
Privacy-first ecosystem. Monero is the only major crypto where privacy is mandatory, not optional. Its Ring signatures and stealth addresses ensure that no one can trace your transactions or know your identity. This makes it ideal for financial sovereignty and avoiding surveillance.
Delisted from CEXs. Due to regulatory pressure, Monero has been delisted from many centralized exchanges like Binance and OKX. SwapHub provides a safe, non-custodial way to acquire XMR directly from Stellar, bypassing the risks of CEX delistings.
Micro-payments and remittances. Stellar's low fees and fast confirmations (3-5 seconds) make it ideal for small transactions and cross-border remittances. Swap to XMR for enhanced privacy and security, ensuring your transactions remain confidential.
About the assets.
Stellar is a decentralized network founded by Jed McCaleb (co-founder of Ripple). It features the Stellar Consensus Protocol (SCP), built-in DEX, and Soroban smart contracts. Common use cases include cross-border remittances and asset tokenization.
Monero is a privacy-focused cryptocurrency that uses Ring signatures and stealth addresses to hide transaction details. Its native privacy is mandatory, making it ideal for financial sovereignty and avoiding surveillance. Due to regulatory pressure, Monero has been delisted from many CEXs, making non-custodial exchanges like SwapHub the primary on-ramp.
Questions people ask.
01 What's the current XLM to XMR exchange rate?
Right now 1 XLM equals about XMR. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your XLM arrives at the deposit address.
02 How long does an XLM to XMR swap take?
Average end-to-end time is about 5 minutes. The main variable is Stellar network confirmation speed — typically 3-5 seconds. You can track progress in real time on the swap page.
03 Which XLM networks are supported?
SwapHub supports XLM on the Stellar mainnet. This is the only network available through our liquidity providers.
04 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $0.01 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate.
05 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
06 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for XMR, which is typically around $0.00001 (virtually free).
07 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra XMR at the locked rate. Sending a different coin to the XLM address is recoverable but requires contacting support.
08 Can I swap XLM to XMR inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
09 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.
10 What is the process for swapping XLM to XMR on SwapHub?
To swap XLM to XMR on SwapHub, you need to initiate a swap through our platform. You will specify the amount of XLM you want to exchange, and the system will automatically convert it to XMR at the current exchange rate. The swap is executed on the Stellar and Monero mainnets respectively.