Exchange XMR to USDS
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your XMR → USDS swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your XMR moves directly to the provider's deposit address, USDS arrives at your wallet. SwapHub never holds your funds.
How to swap XMR to USDS.
Enter XMR amount
Type how much XMR you want to swap. We'll show the exact USDS you'll receive at the live rate.
Paste USDS address
Your USDS receiving address. We validate the format live — valid addresses show a teal check.
Send your XMR
Transfer XMR to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive USDS
USDS arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap XMR to USDS.
Privacy preservation. XMR is the only major cryptocurrency where privacy is mandatory, not optional. By swapping XMR to USDS, users can retain their financial sovereignty and avoid surveillance. This is especially important given recent delistings from centralized exchanges like Binance and OKX.
DeFi lending base asset. USDS, the rebranded MakerDAO stablecoin, serves as the foundation for decentralized finance (DeFi) lending and savings. Swapping XMR to USDS allows users to participate in the Sky Savings Rate (SSR), which provides a competitive yield compared to traditional savings accounts.
Non-custodial access. Non-custodial exchanges like SwapHub are the primary on-ramp for acquiring XMR, as many major exchanges have delisted the currency. This ensures that users maintain full control over their assets, making the swap process both secure and convenient.
Optimized for privacy. XMR uses ring signatures and stealth addresses to hide both the sender and receiver of transactions, ensuring complete privacy by default. This makes the swap process ideal for users seeking to maintain anonymity and protect their financial information.
About the assets.
Monero is a privacy-focused cryptocurrency, launched in 2014. It uses ring signatures and stealth addresses to hide both the sender and receiver of transactions, ensuring complete privacy by default.
USDS is the rebranded MakerDAO stablecoin, now part of the Sky protocol. It offers over-collateralization and a competitive Sky Savings Rate (SSR) for users looking to earn yield on their stablecoin holdings.
Questions people ask.
01 What's the current XMR to USDS exchange rate?
Right now 1 XMR equals about USDS. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your XMR arrives at the deposit address.
02 How long does an XMR to USDS swap take?
Average end-to-end time is about 5 minutes. XMR typically requires 10 confirmations (~20 minutes) for security, so the full swap process usually takes around 25-30 minutes. You can track progress in real time on the swap page.
03 Which XMR networks are supported?
SwapHub supports XMR on the Monero mainnet. There are no L2 solutions or wrapped versions available for XMR on most chains. The typical confirmation time is around 2 minutes per block.
04 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $10–$20 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate.
05 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
06 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for USDS and gas on your chosen XMR network.
07 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra USDS at the locked rate. Sending a different coin to the XMR address is recoverable but requires contacting support.
08 Can I swap XMR to USDS inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
09 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.
10 What networks support XMR to USDS swaps on SwapHub?
XMR can be swapped to USDS (Ethereum ERC-20, Arbitrum, or Base) on SwapHub.