Exchange XMR to ZEC
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your XMR → ZEC swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your XMR moves directly to the provider's deposit address, ZEC arrives at your wallet. SwapHub never holds your funds.
How to swap XMR to ZEC.
Enter XMR amount
Type how much XMR you want to swap. We'll show the exact ZEC you'll receive at the live rate.
Paste ZEC address
Your Zcash receiving address. We validate the format live — valid addresses show a teal check.
Send your XMR
Transfer XMR to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive ZEC
ZEC arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap XMR to ZEC.
Mandatory privacy for XMR. Monero is the only major cryptocurrency where privacy is mandatory, not optional. Delisted from many centralized exchanges (CEXs) due to regulatory pressure, making non-custodial swaps like those on SwapHub the primary way to acquire XMR. This ensures complete financial sovereignty and avoids surveillance.
Privacy vs Flexibility. Zcash offers optional privacy through its zk-SNARKs technology, which is also adopted by Ethereum L2s like zkSync and Scroll. This makes Zcash a versatile choice for those who need private transactions while maintaining regulatory flexibility compared to Monero’s mandatory privacy.
Private donations and payments. Both XMR and ZEC are ideal for private donations and payments, especially in regions where transparency might attract unwanted attention. XMR’s ring signatures and stealth addresses ensure that both the sender and receiver remain anonymous, while ZEC offers similar functionality with the added benefit of optional transparency.
Academic and research use. Zcash’s zk-SNARK technology is widely used in academia and research, particularly in the field of zero-knowledge proofs. This unique angle positions Zcash as a valuable tool for researchers and developers exploring advanced cryptographic techniques.
About the assets.
Monero is a privacy-focused cryptocurrency launched in 2014. It uses ring signatures and stealth addresses to hide sender and receiver information, ensuring all transactions are private by default.
Zcash is a privacy-centric cryptocurrency launched in 2016. It uses zk-SNARKs technology to offer both transparent and shielded transactions, providing flexibility for users who need varying levels of privacy.
Questions people ask.
01 What's the current XMR to ZEC exchange rate?
Right now 1 XMR equals about ZEC. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your XMR arrives at the deposit address.
02 How long does a XMR to ZEC swap take?
Average end-to-end time is about 5 minutes. The main variable is the Monero network confirmation speed, which typically requires 10 confirmations (about 20 minutes). You can track progress in real time on the swap page.
03 Which XMR networks are supported?
SwapHub supports XMR on the Monero mainnet only, as there are no L2 solutions or wrapped versions on most chains. The network fee range is typically $0.01-$0.05, making transactions extremely cheap.
04 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $10–$20 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate.
05 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
06 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for ZEC and the typical XMR network fee range of $0.01-$0.05.
07 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra ZEC at the locked rate. Sending a different coin to the XMR address is recoverable but requires contacting support.
08 Can I swap XMR to ZEC inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
09 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.
10 What are the supported Monero (XMR) networks for this swap?
SwapHub supports swaps from the Monero mainnet only.