Exchange XTZ to XMR
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your XTZ → XMR swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your XTZ moves directly to the provider's deposit address, XMR arrives at your wallet. SwapHub never holds your funds.
How to swap XTZ to XMR.
Enter XTZ amount
Type how much XTZ you want to swap. We'll show the exact XMR you'll receive at the live rate.
Paste XMR address
Your Monero receiving address. We validate the format live — valid addresses show a teal check.
Send your XTZ
Transfer XTZ to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive XMR
XMR arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap XTZ to XMR.
Privacy preservation. SwapHub allows Tezos holders to convert their LPoS staking rewards into Monero, a cryptocurrency where privacy is mandatory. This ensures that your financial activities remain completely anonymous, even after delisting from major centralized exchanges.
Access to decentralized ecosystems. By swapping XTZ to XMR, users gain access to a broader range of decentralized applications and services that prioritize privacy. This includes financial sovereignty tools, donation anonymity features, and privacy-preserving payment methods.
Self-upgrading blockchain benefits. Tezos is known for its ability to self-upgrade without hard forks. Swapping XTZ to XMR leverages this unique property, ensuring that your assets benefit from ongoing improvements and security enhancements provided by the Tezos community.
Institutional adoption. Major brands like Manchester United, McLaren, and Ubisoft have chosen Tezos for their NFT projects due to its formal verification and self-amending capabilities. Swapping XTZ to XMR aligns with this trend, providing a secure and private environment for institutional tokenization.
About the assets.
Tezos is a Liquid Proof-of-Stake (LPoS) blockchain with self-amending capabilities. It uses formal verification for smart contracts and is used by major brands for NFTs. Common use cases include NFTs (Teia, Objkt), baking (staking ~5% APY), governance, and institutional tokenization.
Monero is a cryptocurrency where privacy is mandatory. Transactions are hidden using ring signatures and stealth addresses, making all transactions private by default. Common use cases include privacy-preserving payments, donation anonymity, financial sovereignty, and avoiding surveillance.
Questions people ask.
01 What's the current XTZ to XMR exchange rate?
Right now 1 XTZ equals about XMR. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your XTZ arrives at the deposit address.
02 How long does an XTZ to XMR swap take?
Average end-to-end time is about 5 minutes. The main variable is the Tezos network confirmation speed — typically 2 confirmations (~30 seconds). You can track progress in real time on the swap page.
03 Which XTZ networks are supported?
SwapHub supports XTZ on the Tezos mainnet. This is the only network available for XTZ swaps.
04 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $10–$20 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate.
05 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
06 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for XMR and gas on your chosen XTZ network.
07 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra XMR at the locked rate. Sending a different coin to the XTZ address is recoverable but requires contacting support.
08 Can I swap XTZ to XMR inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
09 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.
10 What network does SwapHub use for XTZ to XMR swaps?
SwapHub uses the Tezos mainnet for XTZ and Monero mainnet for XMR in your swaps.