Exchange XTZ to USDC
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your XTZ → USDC swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your XTZ moves directly to the provider's deposit address, USDC arrives at your wallet. SwapHub never holds your funds.
Today's XTZ → USDC rate.
1 XTZ is currently worth 0.297000 USDC. SwapHub compares rates across multiple liquidity providers and routes your order through the one offering the highest net USDC received.
How much will I get.
Live rate applied to common amounts — updated every 60 seconds.
| 1 XTZ | 0.297000 USDC |
| 5 XTZ | 1.4850 USDC |
| 10 XTZ | 2.9700 USDC |
| 50 XTZ | 14.8500 USDC |
| 100 XTZ | 29.7000 USDC |
| 500 XTZ | 148.5000 USDC |
| 1000 XTZ | 297.0000 USDC |
| 5000 XTZ | 1485.00 USDC |
| 10000 XTZ | 2970.00 USDC |
| 50000 XTZ | 14850.00 USDC |
| 1 USDC | 3.3670 XTZ |
| 10 USDC | 33.6700 XTZ |
| 50 USDC | 168.3502 XTZ |
| 100 USDC | 336.7003 XTZ |
| 500 USDC | 1683.50 XTZ |
| 1000 USDC | 3367.00 XTZ |
| 5000 USDC | 16835.02 XTZ |
| 10000 USDC | 33670.03 XTZ |
| 50000 USDC | 168350.17 XTZ |
| 100000 USDC | 336700.34 XTZ |
How to swap XTZ to USDC.
Enter XTZ amount
Type how much XTZ you want to swap. We'll show the exact USDC you'll receive at the live rate.
Paste USDC address
Your USD Coin receiving address. We validate the format live — valid addresses show a teal check.
Send your XTZ
Transfer XTZ to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive USDC
USDC arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap XTZ to USDC.
Self-upgrading blockchain. Tezos is the only cryptocurrency with over 15 protocol upgrades completed without a single hard fork. This means seamless integration with new features and security improvements, making it a preferred choice for major brands like Manchester United, McLaren, and Ubisoft for NFTs.
Decentralized governance. Tezos uses Liquid Proof-of-Stake (LPoS) for consensus, allowing community members to participate in decision-making. This ensures the network evolves organically and remains relevant to stakeholders.
Formal verification for smart contracts. Tezos smart contracts undergo formal verification, ensuring they meet rigorous standards for security and correctness. This level of scrutiny is unmatched in other blockchains.
Preferred for institutional tokenization. Tezos offers a robust ecosystem for institutional tokenization, providing a secure and transparent platform for large-scale token issuance and management.
About the assets.
Tezos is a Liquid Proof-of-Stake (LPoS) blockchain with self-amending capabilities, enabling upgrades via on-chain governance without hard forks. It is used by major brands for NFTs, baking (staking ~5% APY), governance, and institutional tokenization.
USD Coin (USDC) is a fully-backed stablecoin with a market cap of over $35 billion. Issued by Circle, it is attested monthly by Deloitte and backed by cash and short-term US Treasuries. Preferred by institutions and US-based platforms, USDC is native on Ethereum, Solana, Arbitrum, and other networks.
Questions people ask.
01 What's the current XTZ to USDC exchange rate?
The current exchange rate is based on the market and can fluctuate. Right now, 1 XTZ equals approximately 0.297000 USDC. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your XTZ arrives at the deposit address.
02 How long does a XTZ to USDC swap take?
The average end-to-end time is about 5 minutes. This includes the typical confirmation time of the Tezos network, which is around 15 seconds per block. For finality, 2 confirmations (approximately 30 seconds) are required. You can track progress in real time on the swap page.
03 Which XTZ networks are supported?
SwapHub supports XTZ on the Tezos mainnet. This network is the primary and only supported network for XTZ swaps. You can check the network status and ensure your XTZ is on the mainnet before initiating the swap.
04 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $10–$20 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate.
05 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
06 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for USDC and gas on your chosen XTZ network.
07 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra USDC at the locked rate. Sending a different coin to the XTZ address is recoverable but requires contacting support.
08 Can I swap XTZ to USDC inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
09 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.
10 Can I withdraw my USDC after swapping XTZ?
Yes, you can withdraw your USDC from any supported network (Ethereum, Solana, Arbitrum, Base, Polygon, Avalanche, or Stellar) where it is natively supported.