Exchange ZEC to XLM
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your ZEC → XLM swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your ZEC moves directly to the provider's deposit address, XLM arrives at your wallet. SwapHub never holds your funds.
How to swap ZEC to XLM.
Enter ZEC amount
Type how much ZEC you want to swap. We'll show the exact XLM you'll receive at the live rate.
Paste XLM address
Your Stellar receiving address. We validate the format live — valid addresses show a teal check.
Send your ZEC
Transfer ZEC to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive XLM
XLM arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap ZEC to XLM.
Private transactions with flexibility. Zcash is the pioneering cryptocurrency with optional privacy. Its zk-SNARK technology, originally developed for Zcash, is now used by Ethereum rollups like zkSync and Scroll. Swap your ZEC into XLM for transparent or private transactions, giving you regulatory flexibility over Monero’s strict privacy policies.
Financial inclusion through sub-cent fees. Stellar’s XLM offers virtually free transactions, making it ideal for micro-payments and cross-border remittances. Its low fees and partnerships with institutions like MoneyGram ensure that users can easily convert their XLM into fiat currency for everyday use.
Academic and research use. Zcash’s transparent and shielded pools make it a valuable tool for academic and research purposes, especially those interested in zk-SNARKs technology. Swap your ZEC into XLM for continued use in these fields without the need for additional infrastructure.
Building on Stellar’s DEX capabilities. Stellar’s built-in DEX allows for easy trading of assets on the network. By swapping ZEC to XLM, you can participate in the growing ecosystem of decentralized finance on Stellar, including USDC and other assets.
About the assets.
Zcash is a privacy-focused cryptocurrency launched in 2016 by the Electric Coin Company. It uses zk-SNARKs technology, which is now employed by Ethereum rollups for enhanced privacy. Zcash offers both transparent and shielded transaction pools, providing optional privacy.
Stellar is a decentralized platform for money transfer and asset tokenization. Its native token, XLM, offers sub-cent fees, making it ideal for micro-payments and cross-border remittances. Stellar supports a built-in DEX and has partnerships with institutions like MoneyGram for fiat/crypto conversion.
Questions people ask.
01 What's the current ZEC to XLM exchange rate?
Right now 1 ZEC equals about XLM. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your ZEC arrives at the deposit address.
02 How long does a ZEC to XLM swap take?
Average end-to-end time is about 5 minutes. Zcash typically requires 75 seconds per block, so the main variable is network confirmation speed. You can track progress in real time on the swap page.
03 Which ZEC networks are supported?
SwapHub supports Zcash on its mainnet. Pick the network your source wallet holds ZEC on — the mainnet is highlighted automatically.
04 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $10–$20 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate.
05 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
06 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for XLM and the typical ZEC network fee.
07 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra XLM at the locked rate. Sending a different coin to the ZEC address is recoverable but requires contacting support.
08 Can I swap ZEC to XLM inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
09 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.
10 What are the supported networks for ZEC to XLM swaps on SwapHub?
ZEC swaps on SwapHub support the Zcash mainnet, while XLM swaps support the Stellar mainnet.