Exchange XLM to ZEC
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your XLM → ZEC swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your XLM moves directly to the provider's deposit address, ZEC arrives at your wallet. SwapHub never holds your funds.
Today's XLM → ZEC rate.
1 XLM is currently worth 0.000365 ZEC. SwapHub compares rates across multiple liquidity providers and routes your order through the one offering the highest net ZEC received.
How much will I get.
Live rate applied to common amounts — updated every 60 seconds.
| 1 XLM | 0.000365 ZEC |
| 5 XLM | 0.001825 ZEC |
| 10 XLM | 0.00365 ZEC |
| 50 XLM | 0.018250 ZEC |
| 100 XLM | 0.036500 ZEC |
| 500 XLM | 0.182500 ZEC |
| 1000 XLM | 0.365000 ZEC |
| 5000 XLM | 1.8250 ZEC |
| 10000 XLM | 3.6500 ZEC |
| 50000 XLM | 18.2500 ZEC |
| 1 ZEC | 2739.73 XLM |
| 5 ZEC | 13698.63 XLM |
| 10 ZEC | 27397.26 XLM |
| 50 ZEC | 136986.30 XLM |
| 100 ZEC | 273972.60 XLM |
| 500 ZEC | 1369863.01 XLM |
| 1000 ZEC | 2739726.03 XLM |
| 5000 ZEC | 13698630.14 XLM |
| 10000 ZEC | 27397260.27 XLM |
| 50000 ZEC | 136986301.37 XLM |
How to swap XLM to ZEC.
Enter XLM amount
Type how much XLM you want to swap. We'll show the exact ZEC you'll receive at the live rate.
Paste ZEC address
Your Zcash receiving address. We validate the format live — valid addresses show a teal check.
Send your XLM
Transfer XLM to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive ZEC
ZEC arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap XLM to ZEC.
Financial Inclusion. Stellar's sub-cent fees make it ideal for micro-payments and developing world remittances. The MoneyGram partnership bridges crypto and fiat, allowing users to send and receive USD in a few minutes. Swap your XLM into ZEC for private transactions or transparent ones.
Privacy Options. Zcash offers both transparent and shielded pools, giving users flexibility. While Monero provides mandatory privacy, Zcash allows users to choose whether to protect their transactions. This makes it a great option for those who value privacy but also need regulatory compliance.
Smart Contracts and DEX. Stellar's built-in DEX and Soroban smart contracts enable decentralized finance applications. By swapping XLM to ZEC, users can participate in these advanced financial services while maintaining their privacy.
Academic and Research Use. Zcash's zk-SNARK technology has been adopted by Ethereum rollups like zkSync and Scroll. Swapping XLM to ZEC allows researchers and developers to leverage this cutting-edge technology in their projects.
About the assets.
Stellar is a decentralized, open-source network designed for cross-border payments and asset tokenization. It features the Stellar Consensus Protocol (SCP) and built-in decentralized exchange (DEX) capabilities.
Zcash is a privacy-focused cryptocurrency that uses zk-SNARKs technology to provide both transparent and shielded transactions. It is known for its academic and research use, and its technology has been adopted by Ethereum rollups.
Questions people ask.
01 What's the current XLM to ZEC exchange rate?
The current exchange rate for XLM to ZEC is influenced by market demand and supply dynamics. Right now, 1 XLM equals approximately 0.000365 ZEC. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your XLM arrives at the deposit address.
02 How long does an XLM to ZEC swap take?
The average end-to-end time for an XLM to ZEC swap is about 5 minutes. This is primarily due to the typical confirmation time of the Stellar network, which is 3-5 seconds. You can track progress in real time on the swap page.
03 Which XLM networks are supported?
SwapHub supports XLM on the Stellar mainnet. This is the primary network for transactions and ensures the fastest confirmation times. Other networks may have different fee structures and confirmation speeds, so we recommend using the mainnet for optimal performance.
04 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $0.01–$1. There's no hard maximum — larger orders may be split across providers automatically for the best rate.
05 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
06 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for ZEC and the typical XLM network fee of ~$0.00001.
07 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra ZEC at the locked rate. Sending a different coin to the XLM address is recoverable but requires contacting support.
08 Can I swap XLM to ZEC inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
09 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.
10 What is the estimated time for my XLM to ZEC swap to be completed?
The estimated time for your XLM to ZEC swap to be completed is typically within a few minutes once the transaction is confirmed on the Stellar mainnet.