Exchange MATIC to XLM
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your MATIC → XLM swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your MATIC moves directly to the provider's deposit address, XLM arrives at your wallet. SwapHub never holds your funds.
Today's MATIC → XLM rate.
1 MATIC is currently worth 0.515000 XLM. SwapHub compares rates across multiple liquidity providers and routes your order through the one offering the highest net XLM received.
How much will I get.
Live rate applied to common amounts — updated every 60 seconds.
| 1 MATIC | 0.515000 XLM |
| 5 MATIC | 2.5750 XLM |
| 10 MATIC | 5.1500 XLM |
| 50 MATIC | 25.7500 XLM |
| 100 MATIC | 51.5000 XLM |
| 500 MATIC | 257.5000 XLM |
| 1000 MATIC | 515.0000 XLM |
| 5000 MATIC | 2575.00 XLM |
| 10000 MATIC | 5150.00 XLM |
| 50000 MATIC | 25750.00 XLM |
| 1 XLM | 1.9417 MATIC |
| 5 XLM | 9.7087 MATIC |
| 10 XLM | 19.4175 MATIC |
| 50 XLM | 97.0874 MATIC |
| 100 XLM | 194.1748 MATIC |
| 500 XLM | 970.8738 MATIC |
| 1000 XLM | 1941.75 MATIC |
| 5000 XLM | 9708.74 MATIC |
| 10000 XLM | 19417.48 MATIC |
| 50000 XLM | 97087.38 MATIC |
How to swap MATIC to XLM.
Enter MATIC amount
Type how much MATIC you want to swap. We'll show the exact XLM you'll receive at the live rate.
Paste XLM address
Your Stellar receiving address. We validate the format live — valid addresses show a teal check.
Send your MATIC
Transfer MATIC to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive XLM
XLM arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap MATIC to XLM.
Enterprises choosing Polygon. Real brands like Starbucks and Nike have chosen Polygon for their crypto projects due to its enterprise-friendly nature. Swapping MATIC to XLM allows you to tap into this growing ecosystem, leveraging its partnerships with major corporations.
Cheaper DeFi on Polygon. MATIC is known for its cheap DeFi platforms like QuickSwap and Aave. By swapping to XLM, you can take advantage of these cost-effective tools while still accessing Stellar’s built-in DEX and smart contracts.
Financial inclusion with Stellar. Stellar’s low fees make it ideal for micro-payments and developing world remittances. The XLM network’s virtually free transactions align with its mission to promote financial inclusion, making it a perfect fit for global use cases.
Enterprise adoption and financial inclusion. Combining the enterprise-friendly features of Polygon with Stellar’s financial inclusion benefits provides a powerful solution for businesses and individuals looking to integrate crypto into their operations.
About the assets.
Polygon (originally Matic Network) is an Ethereum Layer 2 solution that provides scalable and cost-effective solutions for DeFi, gaming, and enterprise applications. Launched in 2017, it is the largest Ethereum L2 by user base.
Stellar is a decentralized network designed for financial inclusion. It uses the Stellar Consensus Protocol (SCP) and offers virtually free transactions, making it ideal for micro-payments and remittances. Stellar’s built-in DEX and Soroban smart contracts enhance its functionality.
Questions people ask.
01 What's the current MATIC to XLM exchange rate?
Right now 1 MATIC equals about 0.515000 XLM. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your MATIC arrives at the deposit address.
02 How long does a MATIC to XLM swap take?
Average end-to-end time is about 5 minutes. The main variable is the typical confirmation time on the Polygon PoS network, which is approximately 2 seconds. You can track progress in real time on the swap page.
03 Which MATIC networks are supported?
SwapHub supports MATIC on the Polygon PoS network and Polygon zkEVM. The PoS network offers the lowest fees and quickest confirmations, while zkEVM provides additional security and scalability.
04 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $10–$20 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate.
05 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
06 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for XLM and gas on your chosen MATIC network.
07 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra XLM at the locked rate. Sending a different coin to the MATIC address is recoverable but requires contacting support.
08 Can I swap MATIC to XLM inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
09 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.
10 What networks support MATIC in the MATIC to XLM swap on SwapHub?
Polygon PoS (main), Polygon zkEVM, and Polygon CDK (app-chains) are supported for MATIC in the MATIC to XLM swap on SwapHub.