Exchange XLM to MATIC
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your XLM → MATIC swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your XLM moves directly to the provider's deposit address, MATIC arrives at your wallet. SwapHub never holds your funds.
Today's XLM → MATIC rate.
1 XLM is currently worth 1.8700 MATIC. SwapHub compares rates across multiple liquidity providers and routes your order through the one offering the highest net MATIC received.
How much will I get.
Live rate applied to common amounts — updated every 60 seconds.
| 1 XLM | 1.8700 MATIC |
| 5 XLM | 9.3500 MATIC |
| 10 XLM | 18.7000 MATIC |
| 50 XLM | 93.5000 MATIC |
| 100 XLM | 187.0000 MATIC |
| 500 XLM | 935.0000 MATIC |
| 1000 XLM | 1870.00 MATIC |
| 5000 XLM | 9350.00 MATIC |
| 10000 XLM | 18700.00 MATIC |
| 50000 XLM | 93500.00 MATIC |
| 1 MATIC | 0.534759 XLM |
| 5 MATIC | 2.6738 XLM |
| 10 MATIC | 5.3476 XLM |
| 50 MATIC | 26.7380 XLM |
| 100 MATIC | 53.4759 XLM |
| 500 MATIC | 267.3797 XLM |
| 1000 MATIC | 534.7594 XLM |
| 5000 MATIC | 2673.80 XLM |
| 10000 MATIC | 5347.59 XLM |
| 50000 MATIC | 26737.97 XLM |
How to swap XLM to MATIC.
Enter XLM amount
Type how much XLM you want to swap. We'll show the exact MATIC you'll receive at the live rate.
Paste MATIC address
Your Polygon receiving address. We validate the format live — valid addresses show a teal check.
Send your XLM
Transfer XLM to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive MATIC
MATIC arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap XLM to MATIC.
Financial Inclusion. Stellar's sub-cent fees make it ideal for micro-payments and cross-border remittances, especially in developing regions. The XLM→MATIC swap allows users to easily move assets into a network with more established DeFi services, enhancing financial accessibility.
Enterprise Adoption. Stellar is designed for financial inclusion, while Polygon is a leading enterprise-friendly Ethereum L2. Companies like Starbucks and Reddit have chosen Polygon for their crypto projects, making it the cheapest way to leverage Ethereum-compatible DeFi on a network with real-world backing.
Token Migration. The migration of MATIC from the original Matic Network to Polygon is well underway, providing a seamless transition for users. This ensures that assets moved from XLM can benefit from the growing ecosystem of Polygon.
Decentralized Exchange. Stellar has a built-in DEX, Soroban smart contracts, and partnerships with MoneyGram for USD↔crypto. The XLM→MATIC swap enables users to access these advanced features on Polygon, enhancing the utility of their assets.
About the assets.
Stellar is a decentralized payment network founded by Jed McCaleb (Ripple co-founder). It uses the Stellar Consensus Protocol (SCP) for secure and fast transactions. Stellar supports a built-in DEX and Soroban smart contracts.
Polygon (formerly Matic Network) is a high-throughput Ethereum Layer 2 solution with a large user base. It offers various network options including Polygon PoS, Polygon zkEVM, and app-chains. Major brands like Starbucks and Reddit have chosen Polygon for their crypto projects.
Questions people ask.
01 What's the current XLM to MATIC exchange rate?
The current rate is influenced by supply and demand dynamics, network conditions, and market sentiment. Right now, 1 XLM equals approximately 1.8700 MATIC. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your XLM arrives at the deposit address.
02 How long does an XLM to MATIC swap take?
The average end-to-end time is about 5 minutes. On the Stellar network, typical confirmations are 3-5 seconds. You can track progress in real time on the swap page.
03 Which XLM networks are supported?
SwapHub supports XLM on the Stellar mainnet. The Stellar network is known for its fast confirmations, with typical times ranging from 3-5 seconds.
04 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $0.10–$1.00 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate.
05 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
06 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for MATIC and gas on your chosen XLM network.
07 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra MATIC at the locked rate. Sending a different coin to the XLM address is recoverable but requires contacting support.
08 Can I swap XLM to MATIC inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
09 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.
10 What is the typical fee range for XLM transactions?
XLM transactions on the Stellar network typically cost around $0.00001 (virtually free). These low fees make Stellar ideal for micro-payments and cross-border remittances, especially in developing regions.