Exchange POL to XLM
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your POL → XLM swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your POL moves directly to the provider's deposit address, XLM arrives at your wallet. SwapHub never holds your funds.
How to swap POL to XLM.
Enter POL amount
Type how much POL you want to swap. We'll show the exact XLM you'll receive at the live rate.
Paste XLM address
Your Stellar receiving address. We validate the format live — valid addresses show a teal check.
Send your POL
Transfer POL to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive XLM
XLM arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap POL to XLM.
Staking and governance. Swap POL to XLM to participate in the governance and staking of multiple Polygon chains — from PoS to zkEVM. XLM's Stellar Consensus Protocol ensures secure and decentralized validation.
Micro-payments and remittances. Stellar's virtually free fees make it ideal for small transactions and cross-border remittances. MoneyGram's integration with XLM bridges crypto and fiat, expanding reach.
Tokenized assets. Use POL to stake on various Polygon chains, earn fees, and support the growth of the Polygon ecosystem. XLM's built-in DEX allows for seamless trading of assets.
Financial inclusion. Swap POL to XLM to tap into a network designed for financial inclusion, where sub-cent fees facilitate micro-payments and humanitarian aid distribution.
About the assets.
Polygon (POL) is the native token for Polygon 2.0 vision, enabling gas on Polygon PoS, staking, governance, and ecosystem incentives. It's designed to secure multiple Polygon chains with a single staking mechanism.
Stellar (XLM) is a high-performance blockchain platform with virtually free fees. It features the Stellar Consensus Protocol, built-in DEX, and partnerships like MoneyGram for USD↔crypto. Ideal for cross-border remittances and financial inclusion.
Questions people ask.
01 What's the current POL to XLM exchange rate?
Right now 1 POL equals about XLM. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your POL arrives at the deposit address.
02 How long does a POL to XLM swap take?
Average end-to-end time is about 5 minutes. The main variable is the Polygon PoS network confirmation speed — typically 2 seconds. You can track progress in real time on the swap page.
03 Which POL networks are supported?
SwapHub supports POL on Polygon PoS and Polygon zkEVM. Pick whichever network your source wallet holds POL on — the cheapest option is highlighted automatically.
04 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $0.01–$1. There's no hard maximum — larger orders may be split across providers automatically for the best rate.
05 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
06 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for XLM and gas on your chosen POL network.
07 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra XLM at the locked rate. Sending a different coin to the POL address is recoverable but requires contacting support.
08 Can I swap POL to XLM inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
09 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.
10 What networks can I use for POL to XLM swaps?
You can swap POL to XLM from Polygon PoS, Polygon zkEVM, or Ethereum networks to the Stellar mainnet.