Exchange XLM to POL
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your XLM → POL swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your XLM moves directly to the provider's deposit address, POL arrives at your wallet. SwapHub never holds your funds.
Today's XLM → POL rate.
1 XLM is currently worth 1.8500 POL. SwapHub compares rates across multiple liquidity providers and routes your order through the one offering the highest net POL received.
How much will I get.
Live rate applied to common amounts — updated every 60 seconds.
| 1 XLM | 1.8500 POL |
| 5 XLM | 9.2500 POL |
| 10 XLM | 18.5000 POL |
| 50 XLM | 92.5000 POL |
| 100 XLM | 185.0000 POL |
| 500 XLM | 925.0000 POL |
| 1000 XLM | 1850.00 POL |
| 5000 XLM | 9250.00 POL |
| 10000 XLM | 18500.00 POL |
| 50000 XLM | 92500.00 POL |
| 1 POL | 0.540541 XLM |
| 5 POL | 2.7027 XLM |
| 10 POL | 5.4054 XLM |
| 50 POL | 27.0270 XLM |
| 100 POL | 54.0541 XLM |
| 500 POL | 270.2703 XLM |
| 1000 POL | 540.5405 XLM |
| 5000 POL | 2702.70 XLM |
| 10000 POL | 5405.41 XLM |
| 50000 POL | 27027.03 XLM |
How to swap XLM to POL.
Enter XLM amount
Type how much XLM you want to swap. We'll show the exact POL you'll receive at the live rate.
Paste POL address
Your POL receiving address. We validate the format live — valid addresses show a teal check.
Send your XLM
Transfer XLM to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive POL
POL arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap XLM to POL.
Financial Inclusion. Stellar was founded by Jed McCaleb, co-founder of Ripple, to bridge crypto and traditional finance. XLM’s sub-cent fees make it ideal for micro-payments and developing-world remittances. MoneyGram’s partnership allows seamless conversion of USD to crypto, opening up new possibilities for financial inclusion.
Advanced Smart Contracts. Stellar’s built-in DEX and Soroban smart contracts enable complex financial operations. With XLM, users can easily tokenize assets and distribute humanitarian aid efficiently. This makes Stellar uniquely positioned for cross-border and charitable applications.
Future-Proof Network. Polygon’s POL is designed to secure all its chains (PoS, zkEVM, CDK) with a single staking mechanism. By swapping XLM to POL, users gain access to a future-proof network that supports multiple use cases, including gas-free transactions and advanced staking opportunities.
Decentralized Governance. POL tokens are used for governance and ecosystem incentives on Polygon. By swapping XLM to POL, users can participate in decentralized decision-making processes and benefit from ongoing ecosystem developments. This aligns with the broader vision of creating a decentralized and inclusive financial system.
About the assets.
Stellar is a decentralized payment protocol designed for financial inclusion. Founded by Jed McCaleb, it uses the Stellar Consensus Protocol (SCP) and supports built-in DEX, Soroban smart contracts, and partnerships like MoneyGram for USD/crypto conversion.
Polygon (MATIC) is a high-throughput, scalable platform for smart contracts. POL is the native token for Polygon 2.0, supporting multiple chains (PoS, zkEVM, CDK). It enables gas-free transactions, staking across chains, and serves as the governance token for the entire Polygon ecosystem.
Questions people ask.
01 What's the current XLM to POL exchange rate?
Right now 1 XLM equals about 1.8500 POL. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your XLM arrives at the deposit address.
02 How long does an XLM to POL swap take?
Average end-to-end time is about 5 minutes. The main variable is Stellar network confirmation speed — typically 3-5 seconds. You can track progress in real time on the swap page.
03 Which XLM networks are supported?
SwapHub supports XLM on the Stellar mainnet, which is the primary network for this token. Stellar’s network is known for its fast and virtually free transactions, making it ideal for frequent swaps.
04 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $0.01–$0.10 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate.
05 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
06 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for POL and gas on your chosen XLM network.
07 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra POL at the locked rate. Sending a different coin to the XLM address is recoverable but requires contacting support.
08 Can I swap XLM to POL inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
09 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.
10 What networks does XLM support for POL swaps?
XLM supports swaps to POL on Polygon PoS, Polygon zkEVM, and Ethereum networks.