Exchange USDC to DAI
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your USDC → DAI swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your USDC moves directly to the provider's deposit address, DAI arrives at your wallet. SwapHub never holds your funds.
Live market snapshot.
Today's USDC → DAI rate.
1 USDC is currently worth 0.769000 DAI — that is about $0.768746 at the current DAI price of $0.999670. Over the last 24 hours, DAI has moved -0.01%. SwapHub compares this rate across multiple liquidity providers and routes your order through the one offering the highest net DAI received.
How much will I get.
Live rate applied to common amounts — updated every 60 seconds.
| 1 USDC | 0.769000 DAI |
| 10 USDC | 7.6900 DAI |
| 50 USDC | 38.4500 DAI |
| 100 USDC | 76.9000 DAI |
| 500 USDC | 384.5000 DAI |
| 1000 USDC | 769.0000 DAI |
| 5000 USDC | 3845.00 DAI |
| 10000 USDC | 7690.00 DAI |
| 50000 USDC | 38450.00 DAI |
| 100000 USDC | 76900.00 DAI |
| 1 DAI | 1.3004 USDC |
| 10 DAI | 13.0039 USDC |
| 50 DAI | 65.0195 USDC |
| 100 DAI | 130.0390 USDC |
| 500 DAI | 650.1951 USDC |
| 1000 DAI | 1300.39 USDC |
| 5000 DAI | 6501.95 USDC |
| 10000 DAI | 13003.90 USDC |
| 50000 DAI | 65019.51 USDC |
| 100000 DAI | 130039.01 USDC |
How to swap USDC to DAI.
Enter USDC amount
Type how much USDC you want to swap. We'll show the exact DAI you'll receive at the live rate.
Paste DAI address
Your Dai receiving address. We validate the format live — valid addresses show a teal check.
Send your USDC
Transfer USDC to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive DAI
DAI arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap USDC to DAI.
Regulatory compliance and institutional trust. SwapHub's preferred stablecoin, USDC, is issued by a US company with regulatory clarity. Its MiCA-compliant status in the EU and preferred use in US-regulated protocols make it ideal for institutional transfers and cross-border B2B payments.
Decentralized governance and security. DAI is the only major decentralized stablecoin, governed by MKR token holders. Over-collateralized and backed by a diverse basket of assets, DAI offers a unique combination of decentralization and stability, making it the go-to asset for risk-averse users.
Cross-chain flexibility. USDC is native on multiple Ethereum-compatible networks (Ethereum, Solana, Arbitrum, Base, Polygon, Avalanche, Stellar) and can be swapped to DAI for use in decentralized finance applications or cross-chain transfers using the CCTP protocol, ensuring low-cost and seamless movements.
Decentralized finance foundation. As a foundational asset in the MakerDAO protocol, DAI serves as the primary collateral and reserve asset for numerous DeFi applications, including lending, borrowing, and savings. Its usage in decentralized finance provides a secure and transparent alternative to traditional financial systems.
About the assets.
USD Coin (USDC) is a stablecoin issued by Circle Internet Financial and fully backed by cash and short-term US Treasuries. It is preferred in US-regulated protocols and used extensively in the Coinbase ecosystem.
Dai (DAI) is a decentralized stablecoin issued by MakerDAO, backed by a diverse basket of assets including ETH, WBTC, and stablecoins. DAI is the go-to asset for risk-averse users seeking a secure and transparent alternative to traditional financial systems.
Questions people ask.
01 What's the current USDC to DAI exchange rate?
Right now 1 USDC equals about 0.769000 DAI. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your USDC arrives at the deposit address, which is influenced by factors such as supply and demand, and the performance of the underlying assets backing USDC and DAI.
02 How long does a USDC to DAI swap take?
Average end-to-end time is about 5 minutes. The main variable is the confirmation time of the USDC network, which typically ranges from a few seconds to a few minutes depending on the network (Ethereum, Solana, Arbitrum, Base, Polygon, Avalanche, Stellar). You can track progress in real time on the swap page.
03 Which USDC networks are supported?
SwapHub supports USDC on all major networks available through our liquidity providers: Ethereum, Solana, Arbitrum, Base, Polygon, Avalanche, and Stellar. The exact network you use will depend on your source wallet, but the cheapest option is highlighted automatically.
04 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $10–$20 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate. The typical USDC network fee ranges from $0.10 to $1.50 per transaction.
05 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
06 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for DAI and the typical USDC network fee (typically $0.10 to $1.50 per transaction).
07 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra DAI at the locked rate. Sending a different coin to the USDC address is recoverable but requires contacting support.
08 Can I swap USDC to DAI inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
09 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.
10 What are some common use cases for swapping USDC to DAI?
Swapping USDC to DAI is particularly useful for institutional users and platforms looking for a regulated stablecoin with strong regulatory compliance. It's also beneficial for cross-chain transfers and decentralized finance applications, leveraging the unique features of both USDC and DAI.