Exchange XMR to DAI
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your XMR → DAI swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your XMR moves directly to the provider's deposit address, DAI arrives at your wallet. SwapHub never holds your funds.
How to swap XMR to DAI.
Enter XMR amount
Type how much XMR you want to swap. We'll show the exact DAI you'll receive at the live rate.
Paste DAI address
Your Dai receiving address. We validate the format live — valid addresses show a teal check.
Send your XMR
Transfer XMR to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive DAI
DAI arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap XMR to DAI.
Privacy preservation. XMR is the only major cryptocurrency where privacy is mandatory, not optional. By swapping XMR to DAI, you maintain your financial sovereignty while accessing DeFi services without revealing your identity or transaction history.
Avoiding surveillance. Many CEXs have delisted XMR due to regulatory pressure, making non-custodial exchanges like SwapHub the primary on-ramp. Swapping XMR to DAI allows you to retain control over your funds and avoid centralized scrutiny.
Decentralized stability. DAI is the only major decentralized stablecoin, governed by MKR token holders. This ensures that no single entity can freeze your funds, providing a higher level of security and freedom compared to traditional stablecoins.
DeFi access. With DAI, you gain access to a wide range of DeFi applications such as lending, borrowing, and decentralized savings. Swapping XMR to DAI enables you to participate in the DeFi ecosystem without the need for a custodial service.
About the assets.
Monero is a privacy-focused cryptocurrency launched in 2014. It uses ring signatures and stealth addresses to hide sender and receiver identities, and RingCT to conceal transaction amounts. All transactions are private by default.
DAI is a decentralized stablecoin on the Ethereum network. It is over-collateralized and backed by a basket of assets including ETH, WBTC, and other stablecoins. DAI is governed by MKR token holders, ensuring no single entity can control the supply.
Questions people ask.
01 What's the current XMR to DAI exchange rate?
The current exchange rate between XMR and DAI is affected by supply and demand dynamics, as well as external factors like market sentiment and liquidity. Right now, 1 XMR equals approximately DAI. The rate updates every 60 seconds on this page.
02 How long does an XMR to DAI swap take?
An average XMR to DAI swap takes around 5 minutes. This includes the time for XMR to reach the required 10 confirmations on the Monero mainnet, which typically takes about 20 minutes. You can track the progress in real time on the swap page.
03 Which XMR networks are supported?
SwapHub supports XMR on the Monero mainnet, which is the only network available for XMR. No L2s or wrapped versions on other chains are supported. The network is known for its extremely low transaction fees, typically ranging from $0.01 to $0.05.
04 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $10–$20 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate.
05 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
06 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for DAI and gas on your chosen XMR network.
07 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra DAI at the locked rate. Sending a different coin to the XMR address is recoverable but requires contacting support.
08 Can I swap XMR to DAI inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
09 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.
10 What's the typical fee for XMR transactions?
XMR transactions on the Monero mainnet typically cost between $0.01 and $0.05, making it one of the most cost-effective cryptocurrencies. This low fee ensures that you can frequently swap XMR to DAI without significant expense.