Exchange USDC to XTZ
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your USDC → XTZ swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your USDC moves directly to the provider's deposit address, XTZ arrives at your wallet. SwapHub never holds your funds.
Today's USDC → XTZ rate.
1 USDC is currently worth 2.3960 XTZ. SwapHub compares rates across multiple liquidity providers and routes your order through the one offering the highest net XTZ received.
How much will I get.
Live rate applied to common amounts — updated every 60 seconds.
| 1 USDC | 2.3960 XTZ |
| 10 USDC | 23.9600 XTZ |
| 50 USDC | 119.8000 XTZ |
| 100 USDC | 239.6000 XTZ |
| 500 USDC | 1198.00 XTZ |
| 1000 USDC | 2396.00 XTZ |
| 5000 USDC | 11980.00 XTZ |
| 10000 USDC | 23960.00 XTZ |
| 50000 USDC | 119800.00 XTZ |
| 100000 USDC | 239600.00 XTZ |
| 1 XTZ | 0.417362 USDC |
| 5 XTZ | 2.0868 USDC |
| 10 XTZ | 4.1736 USDC |
| 50 XTZ | 20.8681 USDC |
| 100 XTZ | 41.7362 USDC |
| 500 XTZ | 208.6811 USDC |
| 1000 XTZ | 417.3623 USDC |
| 5000 XTZ | 2086.81 USDC |
| 10000 XTZ | 4173.62 USDC |
| 50000 XTZ | 20868.11 USDC |
How to swap USDC to XTZ.
Enter USDC amount
Type how much USDC you want to swap. We'll show the exact XTZ you'll receive at the live rate.
Paste XTZ address
Your Tezos receiving address. We validate the format live — valid addresses show a teal check.
Send your USDC
Transfer USDC to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive XTZ
XTZ arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap USDC to XTZ.
Regulated stablecoin. USDC is the preferred stablecoin for US-regulated protocols and institutions due to its backing by cash and short-term US Treasuries. It's fully compliant with MiCA in the EU, making it a safer choice for compliance-conscious users.
Cross-chain efficiency. SwapHub's USDC native CCTP allows for seamless and cheap cross-chain moves, making it ideal for users who frequently switch between networks. This is particularly useful for those involved in decentralized finance or cross-border payments.
Self-upgrading blockchain. Tezos stands out for its ability to self-amend its protocol without hard forks. This ensures continuous improvement and security, making it a reliable choice for long-term investments and governance use cases.
Popular use cases. Both USDC and XTZ are widely used in the DeFi space and institutional transfers. USDC is preferred in US-regulated environments, while XTZ offers robust governance and NFT capabilities, making it a strong fit for brand partnerships and institutional tokenization.
About the assets.
USD Coin (USDC) is a stablecoin issued by Circle Internet Financial and fully backed by cash and short-term US Treasuries. It is used in DeFi, institutional transfers, and cross-border B2B payments, offering regulatory clarity and compliance.
Tezos (XTZ) is a Liquid Proof-of-Stake (LPoS) blockchain that self-amends via on-chain governance. Known for its formal verification and robust smart contracts, XTZ is popular for NFTs, baking (staking ~5% APY), and governance use cases.
Questions people ask.
01 What's the current USDC to XTZ exchange rate?
The USDC to XTZ exchange rate is influenced by market demand and supply dynamics, as well as any regulatory changes. Right now, 1 USDC equals approximately 2.3960 XTZ. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your USDC arrives at the deposit address.
02 How long does a USDC to XTZ swap take?
The average end-to-end time for a USDC to XTZ swap is about 5 minutes. The main variable is the confirmation time of the USDC network, which typically takes the same time as the host network. For example, on Ethereum, it might take 10-30 minutes, while on Tezos, it's around 30 seconds for finality.
03 Which USDC networks are supported?
SwapHub supports USDC on Ethereum, Solana, Arbitrum, Base, Polygon, Avalanche, and Stellar. These networks allow for native transfers, ensuring efficient and cost-effective swaps. The network with the lowest fee is highlighted automatically based on real-time conditions.
04 What is the fee structure for USDC?
Charges no extra fee on top of the displayed rate. However, you'll pay the network fee for XTZ and the typical fee range for USDC is $0.01-$0.05. These fees vary based on the specific network used for the swap.
05 Can I swap USDC to XTZ inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, and same providers. This is convenient for mobile users who already live in Telegram.
06 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.
07 What is the minimum amount of USDC required for an exchange to XTZ?
There is no minimum amount for exchanging USDC to XTZ on SwapHub.
08 Can I cancel a pending USDC to XTZ swap?
Pending swaps can be canceled before they are confirmed on the blockchain, but once they are confirmed, they cannot be reversed.
09 Is there any downtime for the USDC to XTZ exchange service?
SwapHub operates 24/7 with no scheduled downtimes. However, service interruptions may occur due to unexpected technical issues.
10 How do I track the status of my USDC to XTZ swap?
You can track the status of your swap through the SwapHub app or website dashboard by checking the transaction hash on the Tezos mainnet.