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Exchange XLM to BCH

Quick answer. To swap XLM to BCH on SwapHub: enter the amount, paste your BCH receiving address, send XLM to the one-time deposit address. The exchange is non-custodial, takes around 5 minutes, and requires no KYC, no account, no registration. Current rate: 1 XLM = BCH.
24/7 supportAverage 5 minNo hidden feesNon-custodial
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Best rate guaranteed

We compare rates across multiple liquidity providers in real time and route your XLM → BCH swap through the cheapest one.

24/7 human support

Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.

Non-custodial security

Your XLM moves directly to the provider's deposit address, BCH arrives at your wallet. SwapHub never holds your funds.

Four steps · average 5 min

How to swap XLM to BCH.

STEP 01

Enter XLM amount

Type how much XLM you want to swap. We'll show the exact BCH you'll receive at the live rate.

STEP 02

Paste BCH address

Your Bitcoin Cash receiving address. We validate the format live — valid addresses show a teal check.

STEP 03

Send your XLM

Transfer XLM to the one-time deposit address. Open it in your wallet with one tap — no manual copy.

STEP 04

Receive BCH

BCH arrives at your wallet. We never held your funds — non-custodial from start to finish.

Why this pair

Why people swap XLM to BCH.

Financial inclusion. Stellar is designed for micro-payments and developing world remittances. Its virtually free transactions (less than $0.00001 per transfer) make it ideal for small-value transfers. By swapping XLM to BCH, users can access the broader payment ecosystem while maintaining ultra-low fees.

Peer-to-peer payments. Stellar's native DEX and Soroban smart contracts enable seamless peer-to-peer transactions. Users can quickly convert XLM to BCH for immediate payments, making it perfect for small business owners and individuals looking for low-cost solutions.

Merchant adoption. Bitcoin Cash offers near-zero transaction fees, making it highly practical for everyday purchases. Merchants can accept BCH with confidence, knowing the costs are minimal. Swapping XLM to BCH allows businesses to tap into this cost-effective payment method.

Global remittances. Stellar has partnerships with MoneyGram, allowing for easy conversion of XLM to USD and other fiat currencies. By swapping XLM to BCH, users can access this global network for efficient and affordable cross-border remittances.

Asset backgrounders

About the assets.

Stellar (XLM)

Stellar is a decentralized, open-source blockchain designed for financial inclusion. Founded by Jed McCaleb (Ripple co-founder), it features the Stellar Consensus Protocol (SCP) and built-in DEX capabilities.

Bitcoin Cash (BCH)

Bitcoin Cash is a fork of Bitcoin that retains the original blockchain's security while increasing block size to 32MB. It offers extremely low transaction fees and is widely adopted for payments and remittances.

FAQ · XLM to BCH specific

Questions people ask.

01 What's the current XLM to BCH exchange rate?

Right now 1 XLM equals about BCH. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your XLM arrives at the deposit address.

02 How long does an XLM to BCH swap take?

Average end-to-end time is about 5 minutes. The main variable is Stellar network confirmation speed — typically 3–5 seconds. You can track progress in real time on the swap page.

03 Which XLM networks are supported?

SwapHub supports XLM on the Stellar mainnet. This is the primary network for transactions and has the lowest fees and fastest confirmations.

04 What is the minimum and maximum amount?

Minimums vary by pair and are shown before you confirm — typically around $0.01–$0.10 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate.

05 Float rate vs Fixed rate — which should I pick?

Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.

06 Is there a fee on top of the exchange rate?

SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for BCH and gas on your chosen XLM network.

07 What happens if I send the wrong amount?

If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra BCH at the locked rate. Sending a different coin to the XLM address is recoverable but requires contacting support.

08 Can I swap XLM to BCH inside Telegram?

Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.

09 Is SwapHub regulated? Where is it based?

SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.

10 What are the Stellar and Bitcoin Cash networks used for this exchange?

The XLM to BCH exchange on SwapHub uses the Stellar mainnet for XLM and the Bitcoin Cash mainnet for BCH.