Exchange XLM to PAXG
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your XLM → PAXG swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your XLM moves directly to the provider's deposit address, PAXG arrives at your wallet. SwapHub never holds your funds.
Today's XLM → PAXG rate.
1 XLM is currently worth 0.0000241 PAXG. SwapHub compares rates across multiple liquidity providers and routes your order through the one offering the highest net PAXG received.
How much will I get.
Live rate applied to common amounts — updated every 60 seconds.
| 1 XLM | 0.0000241 PAXG |
| 5 XLM | 0.0001205 PAXG |
| 10 XLM | 0.000241 PAXG |
| 50 XLM | 0.001205 PAXG |
| 100 XLM | 0.00241 PAXG |
| 500 XLM | 0.012050 PAXG |
| 1000 XLM | 0.024100 PAXG |
| 5000 XLM | 0.120500 PAXG |
| 10000 XLM | 0.241000 PAXG |
| 50000 XLM | 1.2050 PAXG |
| 1 PAXG | 41493.78 XLM |
| 10 PAXG | 414937.76 XLM |
| 50 PAXG | 2074688.80 XLM |
| 100 PAXG | 4149377.59 XLM |
| 500 PAXG | 20746887.97 XLM |
| 1000 PAXG | 41493775.93 XLM |
| 5000 PAXG | 207468879.67 XLM |
| 10000 PAXG | 414937759.34 XLM |
| 50000 PAXG | 2074688796.68 XLM |
| 100000 PAXG | 4149377593.36 XLM |
How to swap XLM to PAXG.
Enter XLM amount
Type how much XLM you want to swap. We'll show the exact PAXG you'll receive at the live rate.
Paste PAXG address
Your PAX Gold receiving address. We validate the format live — valid addresses show a teal check.
Send your XLM
Transfer XLM to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive PAXG
PAXG arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap XLM to PAXG.
Financial inclusion. Stellar is designed for micro-payments and developing world remittances, making it ideal for sending small amounts to low-income regions. The virtually free XLM fees enable financial access for those who need it most. With MoneyGram, you can bridge crypto and fiat, offering a seamless experience for users worldwide.
Regulated gold exposure. PAX Gold combines the accessibility of blockchain with the safety and security of gold. Each token represents 1 oz of gold stored in a London vault, backed by Paxos Trust Company, regulated by the New York Department of Financial Services (NYDFS). This makes PAX Gold a trusted way to hold digital gold, hedge against market volatility, and ensure long-term value.
Cross-border remittances. Stellar’s built-in DEX and MoneyGram partnership allow users to send and receive XLM directly, reducing fees and increasing speed compared to traditional banking systems. Converting XLM to PAXG enables users to hold a gold-backed asset, providing a safer alternative for those seeking to protect their wealth.
Smart contract capabilities. XLM supports Soroban smart contracts, enabling complex financial applications and decentralized finance (DeFi) use cases. By swapping XLM to PAXG, users gain access to a regulated, audited gold asset, opening up new opportunities in DeFi and financial innovation.
About the assets.
Stellar is a decentralized payment network founded by Jed McCaleb (Ripple co-founder). It uses the Stellar Consensus Protocol (SCP) for secure and fast transactions, with built-in DEX and Soroban smart contracts.
PAX Gold (PAXG) is a gold-backed stablecoin issued by Paxos Trust Company, regulated by the New York Department of Financial Services (NYDFS). Each token represents 1 oz of gold stored in a London vault, making it a trusted way to hold digital gold.
Questions people ask.
01 What's the current XLM to PAXG exchange rate?
The current exchange rate is affected by supply and demand dynamics, market conditions, and the underlying value of gold. Right now, 1 XLM equals approximately 0.0000241 PAXG. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your XLM arrives at the deposit address.
02 How long does an XLM to PAXG swap take?
The average swap duration is around 5 minutes. Stellar network confirmations are typically 3-5 seconds, so the primary factor is the time required for your XLM to be confirmed. You can track the progress in real time on the swap page.
03 Which XLM networks are supported?
SwapHub supports XLM on the Stellar mainnet, which is the official and primary network for Stellar. This network ensures secure and fast transactions, with typical confirmations within 3-5 seconds.
04 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $0.01–$0.10 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate.
05 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
06 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for PAXG and the typical XLM network fee range, which is about $0.00001.
07 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra PAXG at the locked rate. Sending a different coin to the XLM address is recoverable but requires contacting support.
08 Can I swap XLM to PAXG inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
09 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.
10 What is the process for exchanging XLM to PAXG on SwapHub?
To exchange XLM to PAXG on SwapHub, you first need to enter the amount of XLM you wish to swap in the input field. Then select the desired output currency as PAXG. Review the exchange rate and confirm your swap. The transaction will be processed on the Stellar mainnet and the resulting PAXG tokens will be minted on the Ethereum network via ERC-20 standards.