Exchange XLM to USDP
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your XLM → USDP swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your XLM moves directly to the provider's deposit address, USDP arrives at your wallet. SwapHub never holds your funds.
How to swap XLM to USDP.
Enter XLM amount
Type how much XLM you want to swap. We'll show the exact USDP you'll receive at the live rate.
Paste USDP address
Your Pax Dollar receiving address. We validate the format live — valid addresses show a teal check.
Send your XLM
Transfer XLM to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive USDP
USDP arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap XLM to USDP.
Financial inclusion. Stellar is designed for micro-payments and financial inclusion, making it ideal for cross-border remittances and humanitarian aid distribution. Pax Dollar’s USHRE token on Stellar offers a bridge to traditional finance, enabling seamless USD transfers without the need for bank accounts.
Regulatory compliance. USDP is one of the most regulated stablecoins, issued by a New York-regulated trust company. This makes it a preferred choice for institutions requiring regulatory certainty. The partnership with MoneyGram further enhances its use for fiat on-ramps and off-ramps.
Decentralized exchange. Stellar’s built-in DEX allows for decentralized trading, reducing reliance on centralized exchanges. Pax Dollar’s presence on the Stellar network means users can easily trade directly, ensuring lower fees and faster execution compared to other networks.
Smart contract capabilities. With Soroban, Stellar supports advanced smart contract functionality, allowing for complex financial instruments and automated protocols. This makes USDP on Stellar a powerful tool for institutional investors seeking flexible and secure financial solutions.
About the assets.
Stellar is a decentralized payment network founded by Jed McCaleb, creator of Ripple. It uses the Stellar Consensus Protocol (SCP) and supports built-in DEX and Soroban smart contracts.
USDP is a regulated stablecoin issued by Paxos, backed 1:1 by US dollars and US Treasuries. It's preferred by institutions for regulatory certainty and is available on the Ethereum network as an ERC-20 token.
Questions people ask.
01 What's the current XLM to USDP exchange rate?
The current exchange rate between XLM and USDP is influenced by supply and demand dynamics, liquidity providers, and market conditions. Right now, 1 XLM equals approximately USDP. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your XLM arrives at the deposit address.
02 How long does an XLM to USDP swap take?
An average XLM to USDP swap takes around 5 minutes. The main variable is the Stellar network confirmation speed, which is typically 3-5 seconds. You can track progress in real time on the swap page.
03 Which XLM networks are supported?
SwapHub supports XLM on the Stellar mainnet. This is the only network currently available for XLM swaps through our liquidity providers.
04 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $10–$20 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate. The typical XLM network fee is ~$0.00001, which is virtually free.
05 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
06 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for USDP and the typical XLM network fee (~$0.00001).
07 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra USDP at the locked rate. Sending a different coin to the XLM address is recoverable but requires contacting support.
08 Can I swap XLM to USDP inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
09 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.
10 What is the Stellar mainnet network used for XLM swaps on SwapHub?
The Stellar mainnet network is used for processing XLM swaps on SwapHub.