Exchange XTZ to XRP
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your XTZ → XRP swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your XTZ moves directly to the provider's deposit address, XRP arrives at your wallet. SwapHub never holds your funds.
How to swap XTZ to XRP.
Enter XTZ amount
Type how much XTZ you want to swap. We'll show the exact XRP you'll receive at the live rate.
Paste XRP address
Your XRP receiving address. We validate the format live — valid addresses show a teal check.
Send your XTZ
Transfer XTZ to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive XRP
XRP arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap XTZ to XRP.
The self-upgrading blockchain. Tezos has completed over 15 protocol upgrades without a single hard fork, making it the most flexible L1 network. Its self-amending capability allows for on-chain governance and continuous improvements, giving users a truly decentralized experience.
Formal verification for smart contracts. Tezos is known for its formal verification process, ensuring the security and reliability of smart contracts. This makes it a preferred choice for major brands like Manchester United, McLaren, and Ubisoft for NFT projects.
Instant global transfers. XRP's near-zero fees and sub-second finality make it ideal for cross-border payments. Ripple's partnership with over 100 financial institutions ensures regulatory clarity and fast, secure transactions.
Institutional adoption. Tezos offers a unique combination of self-upgradability and formal verification, making it attractive for institutional tokenization. XRP, on the other hand, has been chosen by many financial institutions for its reliability and low transaction costs.
About the assets.
Tezos is a Liquid Proof-of-Stake (LPoS) blockchain with self-amending capabilities, offering upgrades via on-chain governance. It is used by major brands for NFTs and institutional tokenization.
XRP is a decentralized digital currency created by Ripple Labs in 2012. It is used for cross-border payments and on-demand liquidity (ODL). XRP offers near-zero fees and sub-second finality, making it ideal for fast global transfers.
Questions people ask.
01 What's the current XTZ to XRP exchange rate?
The current exchange rate is influenced by market demand and supply dynamics. Right now, 1 XTZ equals approximately XRP. The exact rate updates every 60 seconds on this page.
02 How long does an XTZ to XRP swap take?
The average swap duration is around 5 minutes. This includes the typical confirmation time of 15 seconds per block, with 2 confirmations for finality. You can track the progress in real time on the swap page.
03 Which XTZ networks are supported?
SwapHub supports XTZ on the Tezos mainnet. This network provides reliable and secure transactions with low fees and fast confirmation times.
04 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $0.01–$0.05. There's no hard maximum — larger orders may be split across providers automatically for the best rate.
05 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
06 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for XRP and gas on your chosen XTZ network.
07 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra XRP at the locked rate. Sending a different coin to the XTZ address is recoverable but requires contacting support.
08 Can I swap XTZ to XRP inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
09 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.
10 What are some common use cases for XTZ to XRP swaps?
Common use cases include converting XTZ to XRP for cross-border institutional payments, on-demand liquidity (ODL), and decentralized exchanges (DEX) on the XRP Ledger. Additionally, users often swap XTZ to XRP for faster and cheaper global transfers, leveraging XRP's unique features.