Exchange XLM to XTZ
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your XLM → XTZ swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your XLM moves directly to the provider's deposit address, XTZ arrives at your wallet. SwapHub never holds your funds.
How to swap XLM to XTZ.
Enter XLM amount
Type how much XLM you want to swap. We'll show the exact XTZ you'll receive at the live rate.
Paste XTZ address
Your Tezos receiving address. We validate the format live — valid addresses show a teal check.
Send your XLM
Transfer XLM to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive XTZ
XTZ arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap XLM to XTZ.
Financial Inclusion. XLM is designed for micro-payments and developing world remittances due to its virtually free transactions. On SwapHub, you can convert XLM to XTZ to participate in the decentralized Tezos ecosystem, including NFTs and governance. This swap bridges the gap between financial inclusion and advanced blockchain technology.
Decentralized Finance (DeFi). Stellar’s built-in DEX and Soroban smart contracts make it easy to engage in DeFi activities. By swapping XLM to XTZ, you can access Tezos’s robust DeFi infrastructure, including NFT marketplaces and liquidity pools.
Global Remittances. Stellar’s partnership with MoneyGram enables seamless USD↔crypto transfers. Swapping XLM to XTZ allows you to integrate Tezos’s global remittance capabilities, making it easier to send and receive funds internationally.
Blockchain Innovation. Tezos stands out with its self-upgrading capability, completing over 15 protocol upgrades without hard forks. This makes it an attractive choice for institutional tokenization and governance projects. Swapping XLM to XTZ allows you to leverage Tezos’s unique features for your projects.
About the assets.
Stellar is a decentralized financial network founded by Jed McCaleb. It uses the Stellar Consensus Protocol (SCP) and supports built-in DEX, Soroban smart contracts, and partnerships like MoneyGram for USD/crypto transfers.
Tezos is a liquid Proof-of-Stake (LPoS) blockchain that upgrades itself via on-chain governance. It supports formal verification for smart contracts and has been chosen by major brands for NFTs and institutional tokenization.
Questions people ask.
01 What's the current XLM to XTZ exchange rate?
Right now 1 XLM equals about XTZ. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your XLM arrives at the deposit address.
02 How long does an XLM to XTZ swap take?
Average end-to-end time is about 5 minutes. The main variable is Stellar network confirmation speed — typically 3–5 seconds. You can track progress in real time on the swap page.
03 Which XLM networks are supported?
SwapHub supports XLM on the Stellar mainnet. This network is the primary chain for XLM transactions and offers virtually free transactions.
04 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $0.01–$0.10 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate.
05 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
06 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for XTZ and gas on your chosen XLM network.
07 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra XTZ at the locked rate. Sending a different coin to the XLM address is recoverable but requires contacting support.
08 Can I swap XLM to XTZ inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
09 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.
10 What is the process for swapping XLM to XTZ on SwapHub?
To swap XLM to XTZ on SwapHub, first select the XLM to XTZ pair, enter the amount you wish to swap, review the current exchange rate, and then confirm your transaction. SwapHub charges no extra fee.